Forex / Firms / FundingPips

FundingPips review: rules, prices and payouts

United Arab Emirates·Founded 2022·★ 4.5 (70,933)

Live prices from $29 for a $5K 2-Step ProUp to 100% reward splitStriking system and profit concentration rules removed4.5 Trustpilot from about 70,900 reviewsFunded news window of 5 minutesWeekend holding needs a paid add-onVPN and VPS use prohibited1% floating-loss hard breach

From

$29

From $29

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Rankings are never paid. Disclosure

Cheapest start$29$5K · 2 Steps

Profit splitUp to 80%Your share of profits

Daily / max loss3% / 6%static max loss

Trust score

Trustpilot

4.570,933 reviews · 8% one-star

5★82%

4★7%

3★2%

2★1%

1★8%

Average stars per month (Trustpilot). Red points are months under 3.5. Source ↗

Our verdict

FundingPips suits a cost-sensitive trader who wants plan choice: five live routes from $29, phase targets as low as 6%, and reward splits up to 100%. The 2-Step Standard and 1-Step Flex plans let a trader pick a tighter or looser daily loss at checkout, trading price against breathing room. Trustpilot shows 4.5 from about 70,900 reviews with no warning banner, and the dominant praise is responsive support, clear rules and fast payouts. The standing complaints are device and account bans, withheld payouts and KYC disputes, so low fees come with real rule-discipline risk.

What traders likeReviewers describe responsive, helpful supportReviewers find the rules clear and trader-friendlyReviewers report fast, reliable payoutsReviewers like the spreads and trading conditionsReviewers praise the trading platform as easy to use or smooth and reliable to trade on

What traders complain aboutReviewers report accounts closed or banned after a device or CID match flagReviewers report payouts withheld, reduced or refused, sometimes with a ban around payout timeReviewers report verification (KYC) disputes, including forged-document allegations they rejectReviewers call rules hidden, changing or too strict (news trading, risk and consistency limits)Reviewers report unresolved tickets, slow onboarding or refused refunds

True cost to get funded

One-time

$349

2-Step Standard (5% daily loss) · no activation

2-Step Standard (5% daily loss) is a one-time fee of $349, so the months slider does not change it.

Get the 2-Step Standard (5% daily loss) account →

Summary

FundingPips, founded in October 2022 and operated by FundingPips Corp (incorporated in the Comoros Union, registered address in Dubai), sells simulated CFD evaluations from $5,000 to $200,000 on MT5, cTrader and Match-Trader. Five routes: 1-Step Flex (12% target, 12% static max loss), three 2-step variants (Standard 8%/5%, Flex 10%/8%, Pro 6%/6%), and Zero instant funding with no target and a 5% trailing loss. Live official prices run from $29 for a 2-Step Pro $5K to $888 for a Zero $200K. Rewards pay 80% bi-weekly by default, up to 100% on on-demand and monthly paths, with a 35% consistency score on those paths. The firm reports $323M+ rewarded and a 4.5 Trustpilot rating from about 70,900 reviews.

Firm overview

Which trading platforms can you use?MT5, cTrader, Match-Trader

How can a trader pay?Credit/Debit CardAstroPayPaysafecard

How are payouts sent?Rise · Visa Direct · Mastercard · Tradin Transfer · Crypto · Bank Transfer

CEOKhaled Ayesh

Clearing broker for prop program—

Where is the firm based?United Arab Emirates

Founded2022

Years operating4

Instruments and assets

Example symbolsEURUSDGBPUSDUSDJPYXAUUSDUS30US500US100USOILBTCUSDETHUSD

Leverage

Forex1:100

Metals1:50

Indices1:50

Energy1:50

Crypto1:2

Commissions

FX and metals cost $5 per lot round trip on 1-Step Flex and 2-Step plans, and $7 on Zero. Indices and energies are commission-free on standard setups. Crypto costs 0.04% round trip. An optional MT5 swap-free add-on costs $10 per lot round trip.

FX $5 per lotMetals $5 per lotIndices No commissionEnergy No commissionExample 1 lot of EURUSD costs $5 round trip on a 2-Step account; 1 lot of BTCUSD costs 0.04% of position value round trip.

Consistency

EvaluationNo consistency rule on any evaluation.

Funded accountZero: 15% consistency score, and biggest losing trade must not exceed biggest winning trade. On the on-demand (100% split) and monthly payout paths of other plans: 35% consistency score. Bi-weekly and weekly paths carry no consistency score.

Firm rules

News tradingAllowed on evaluation accounts. On funded accounts, executing orders within 5 minutes before or after a high-impact news event or speech on the affected instrument is prohibited; profits made inside the window are voided. Trades opened more than 5 hours before the news keep their profits if closed inside the window.

Copy tradingAllowed between a trader's own FundingPips accounts. A FundingPips account may act as master to an external account, but inbound copying from external sources or signal providers is prohibited, as is copying between different users.

InactivityAt least one trade must be opened and closed within every 30 consecutive days.

VPNVPN and VPS connections are prohibited on trading accounts, and the IP region for purchasing, logging in and trading must stay consistent.

Prohibited strategiesGap trading, High-frequency trading, Server spamming, Latency arbitrage, Hedging and long-short or reverse arbitrage, Toxic trading flow, Tick scalping, Churning and burning, Opposite account trading

Challenges

Program	Account	Price	Activation	Target	Max loss	Drawdown	Daily loss	True cost (1 mo) ↓
2-Step Standard (5% daily loss)	$5K	$39 once	$0 (Free)	$400	$500	Static	5%	$39	Get
2-Step Standard (5% daily loss)	$10K	$72 once	$0 (Free)	$800	$1,000	Static	5%	$72	Get
2-Step Standard (5% daily loss)	$25K	$195 once	$0 (Free)	$2,000	$2,500	Static	5%	$195	Get
2-Step Standard (5% daily loss)	$50K	$349 once	$0 (Free)	$4,000	$5,000	Static	5%	$349	Get
2-Step Standard (5% daily loss)	$100K	$652 once	$0 (Free)	$8,000	$10,000	Static	5%	$652	Get
2-Step Flex	$5K	$35 once	$0 (Free)	$500	$600	Static	4%	$35	Get
2-Step Flex	$10K	$64 once	$0 (Free)	$1,000	$1,200	Static	4%	$64	Get
2-Step Flex	$25K	$175 once	$0 (Free)	$2,500	$3,000	Static	4%	$175	Get
2-Step Flex	$50K	$299 once	$0 (Free)	$5,000	$6,000	Static	4%	$299	Get
2-Step Flex	$100K	$555 once	$0 (Free)	$10,000	$12,000	Static	4%	$555	Get
2-Step Pro	$5K	$29 once	$0 (Free)	$300	$300	Static	3%	$29	Get
2-Step Pro	$10K	$55 once	$0 (Free)	$600	$600	Static	3%	$55	Get
2-Step Pro	$25K	$145 once	$0 (Free)	$1,500	$1,500	Static	3%	$145	Get
2-Step Pro	$50K	$249 once	$0 (Free)	$3,000	$3,000	Static	3%	$249	Get
2-Step Pro	$100K	$466 once	$0 (Free)	$6,000	$6,000	Static	3%	$466	Get
1-Step Flex (3% daily loss)	$5K	$74 once	$0 (Free)	$600	$600	Static	3%	$74	Get
1-Step Flex (3% daily loss)	$10K	$111 once	$0 (Free)	$1,200	$1,200	Static	3%	$111	Get
1-Step Flex (3% daily loss)	$25K	$255 once	$0 (Free)	$3,000	$3,000	Static	3%	$255	Get
1-Step Flex (3% daily loss)	$50K	$353 once	$0 (Free)	$6,000	$6,000	Static	3%	$353	Get
1-Step Flex (3% daily loss)	$100K	$666 once	$0 (Free)	$12,000	$12,000	Static	3%	$666	Get
Zero (Instant)	$5K	$60 once	$0 (Free)	—	$250	Trailing	3%	$60	Get
Zero (Instant)	$10K	$88 once	$0 (Free)	—	$500	Trailing	3%	$88	Get
Zero (Instant)	$25K	$188 once	$0 (Free)	—	$1,250	Trailing	3%	$188	Get
Zero (Instant)	$50K	$244 once	$0 (Free)	—	$2,500	Trailing	3%	$244	Get
Zero (Instant)	$100K	$444 once	$0 (Free)	—	$5,000	Trailing	3%	$444	Get
Zero (Instant)	$200K	$888 once	$0 (Free)	—	$10,000	Trailing	3%	$888	Get
2-Step Standard (3% daily loss)	$5K	$32 once	$0 (Free)	$400	$500	Static	3%	$32	Get
2-Step Standard (3% daily loss)	$10K	$59 once	$0 (Free)	$800	$1,000	Static	3%	$59	Get
2-Step Standard (3% daily loss)	$25K	$160 once	$0 (Free)	$2,000	$2,500	Static	3%	$160	Get
2-Step Standard (3% daily loss)	$50K	$288 once	$0 (Free)	$4,000	$5,000	Static	3%	$288	Get
2-Step Standard (3% daily loss)	$100K	$544 once	$0 (Free)	$8,000	$10,000	Static	3%	$544	Get
1-Step Flex (2% daily loss)	$5K	$52 once	$0 (Free)	$600	$600	Static	2%	$52	Get
1-Step Flex (2% daily loss)	$10K	$77 once	$0 (Free)	$1,200	$1,200	Static	2%	$77	Get
1-Step Flex (2% daily loss)	$25K	$192 once	$0 (Free)	$3,000	$3,000	Static	2%	$192	Get
1-Step Flex (2% daily loss)	$50K	$269 once	$0 (Free)	$6,000	$6,000	Static	2%	$269	Get
1-Step Flex (2% daily loss)	$100K	$529 once	$0 (Free)	$12,000	$12,000	Static	2%	$529	Get

Payouts

Profit split80% on the standard plan · up to 100% on some plans or with scaling (details in the FAQ)

FrequencyWeekly (60% to 80% split), bi-weekly (80%), on-demand (100% with 35% consistency and 7 profitable days of 0.5%) or monthly (100% with 35% consistency), chosen at checkout.

Restricted countries

Fully restricted (2):

VietnamUnited Arab Emirates

Announcements

October 25, 2026 · CFD glory days messaging confirms three removed rulesThe official homepage states: no striking system, no risk per trade idea, no profit concentration, checked live on 25 October 2026.

October 5, 2026 · Striking system, risk-per-trade-idea and profit concentration rules removedFundingPips removed three rules across 1-Step Flex, 2-Step Flex, 2-Step Pro and 2-Step Standard on evaluation and master accounts, introduced swing trading as an option and cut some $100K prices. New rules applied to new purchases only.

October 5, 2026 · PRIME account updatesPRIME moved to an 8% static maximum loss, a 3% soft daily loss, invite-only access and a 12.5x multiplier when moving from a master account.

FAQ

What does a FundingPips challenge cost?Current official prices: 2-Step Pro from $29 at $5K to $466 at $100K, 2-Step Flex from $35 to $555, 2-Step Standard from $32 to $544 with the 3% daily loss option or $39 to $652 with the 5% option, 1-Step Flex from $52 to $529 with the 2% daily loss option or $74 to $666 with the 3% option, and Zero instant from $60 at $5K to $888 at $200K. Fees are non-refundable.

Is the striking system still in force?No. The official homepage states there is no striking system, no risk-per-trade-idea rule and no profit concentration rule, and the firm's October 2026 rule update confirms the removal across 1-Step Flex and all 2-Step variants on evaluation and master accounts.

What reward split do I get?80% on the standard bi-weekly path, 60% to 80% weekly by plan, and 100% on the on-demand and monthly paths, which require a 35% consistency score. The minimum reward request is 1% of the initial balance; bank transfer and Rise carry a $500 minimum.

Can I trade the news?Yes on evaluation accounts. On funded accounts you cannot execute orders within 5 minutes before or after a high-impact release on the affected instrument; profits made inside that window are voided.

Can I hold trades over the weekend?Not by default. All positions must be closed before the Friday market close, and the Swing add-on at checkout is required for overnight and weekend holding.

Are EAs and copy trading allowed?Full automation is allowed only with a personal EA you can prove you built. Copy trading is allowed between your own FundingPips accounts, and a FundingPips account may act as master to an external account; inbound copying is prohibited.

What is the maximum allocation?$400,000 shared across all active accounts, static. Invite-only PRIME accounts scale separately by +10% per level to a $2M maximum.

Reddit corner

Public Reddit threads about this firm — titles and short paraphrased themes, not full posts.

r/PropFirmTester2026-10-18
Fundingpips is scamming traders and everyone needs to know this!
Poster says all their accounts were closed after six months and about 15 payouts, over an accusation about submitted documents they reject. A reply says holding multiple accounts is risky.
r/PropFirmTester2026-09-26
Is FundingPips a Scam? My Master Account Was Terminated One Day Before My Payout
Poster says the account was terminated a day before payout over shared network use with a relative. Commenters say the device rule was broken, though one calls the rule silly.
r/PropFirmTester2026-09-17
FundingPips breached my account over $0.29 - Support botched basic math
Poster documents a breach over about 29 cents and says support miscalculated and admitted it. A commenter says traders should stop well before the daily limit.
r/propfirm2026-06-05
Almost $8k from FundingPips
Poster reports receiving a payout close to $8k. A commenter says the horror stories they have seen are usually tied to rule breaches.
r/propfirm2026-10-22
Biggest single payout so far: $1,181 on a 5K account
Poster shares a $1,181.50 payout on a 5K account and about $9.6k in total with the firm. A commenter says the firm has few restrictions.
r/PropFirmTester2026-06-03
Funding pips? Legit or not?
One commenter says they got a payout and also had one rejected, and calls the rules hidden because interpretations shift when a trade is ambiguous. Anecdotal.
r/PropFirmTester2026-08-31
My experience with FundingPips after spending $6,000 USDT
Poster says they passed both phases on a 100K plan and found the strike system on grouped trade ideas hurts payouts once on the funded account. Replies are mixed on prop firms in general.

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From $29

Direct link to the firm's official website.

Is FundingPips legit?

FundingPips is a United Arab Emirates firm founded in 2022 that sells forex challenges with weekly, bi-weekly, or on-demand payouts. Its review page shows 4.5 from more than 70,000 reviews. Prop firms are not regulated like brokers, so your protection comes from the firm's own rules, not a regulator. Read the payout and consistency rules before you pay.

Founded: Founded in 2022. The firm is based in the United Arab Emirates.
Trustpilot: 4.5 from 70,933 reviews in October 2026.
Payouts: Weekly, bi-weekly, or on-demand payouts depending on the model. Weekly payouts start 7 days after the first Master trade. The minimum request is 1% of the Master account size: $50 on a $5,000 account and $1,000 on a $100,000 account.
Watch out for: Sampled negative reviews mention device or CID-match flags leading to disputed account closures, alongside payout and KYC disputes.
Our take: A large, well-reviewed firm whose payout rules reward careful reading, especially the on-demand conditions. Prop trading can cost you every fee you pay.

Updated 2026-10-26

FundingPips price history and rule changes

From our weekly snapshots of the firm's own site.

Cheapest $5K plan, list price

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FundingPips review: rules, prices and payouts

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