FTMO review: rules, prices and payouts
Trust score
TrustpilotFTMO suits a trader who wants the longest established CFD evaluation brand, a static 10% floor on the 2-Step, and a refundable fee. That comes with euro-denominated fees and stricter funded news and weekend rules on standard accounts. The 1-Step offers a higher starting split but trades it for a tighter daily limit, a trailing floor, and a consistency condition. Swing is the cleaner choice for a trader who needs funded weekend and news freedom and can work with lower leverage.
2-Step Standard is a one-time fee of €345, so the months slider does not change it.
Get the 2-Step Standard account →FTMO true cost calculator
Summary
FTMO, founded in Prague in 2015, offers 2-Step, 1-Step and Instant evaluations from 10,000 to $200,000, with a 400,000 dollar cap and scaling to $2,000,000. The 2-Step asks for 10% then 5%, with a 5% daily loss and a static 10% maximum loss, while the 1-Step asks for 10% once, with a 3% daily loss and a trailing 10% maximum loss. Fees are in euros, from €89 for $10,000 to €1,080 for $200,000, and the 2-Step fee is refunded with the first reward. Splits start at 80% on the 2-Step and 90% on the 1-Step, with the first reward from day 14.
Firm overview
Instruments and assets
Leverage
Commissions
$5 per lot on FX. No commission on indices, energy and other commodities. Metals 0.0014% and crypto 0.065% of trade volume.
Consistency
Firm rules
Challenges
| Program | Account | Price | Activation | Target | Max loss | Drawdown | Daily loss | True cost (1 mo) ↓ | |
|---|---|---|---|---|---|---|---|---|---|
| 2-Step Standard | $10K | €89 once | $0 (Free) | $1,000 | $1,000 | Static | 5% (equity) | €89 | Get |
| 2-Step Standard | $25K | €250 once | $0 (Free) | $2,500 | $2,500 | Static | 5% (equity) | €250 | Get |
| 2-Step Standard | $50K | €345 once | $0 (Free) | $5,000 | $5,000 | Static | 5% (equity) | €345 | Get |
| 2-Step Standard | $100K | €540 once | $0 (Free) | $10,000 | $10,000 | Static | 5% (equity) | €540 | Get |
| 2-Step Standard | $200K | €1,080 once | $0 (Free) | $20,000 | $20,000 | Static | 5% (equity) | €1,080 | Get |
| 2-Step Swing | $10K | €89 once | $0 (Free) | $1,000 | $1,000 | Static | 5% (equity) | €89 | Get |
| 2-Step Swing | $25K | €250 once | $0 (Free) | $2,500 | $2,500 | Static | 5% (equity) | €250 | Get |
| 2-Step Swing | $50K | €345 once | $0 (Free) | $5,000 | $5,000 | Static | 5% (equity) | €345 | Get |
| 2-Step Swing | $100K | €540 once | $0 (Free) | $10,000 | $10,000 | Static | 5% (equity) | €540 | Get |
| 2-Step Swing | $200K | €1,080 once | $0 (Free) | $20,000 | $20,000 | Static | 5% (equity) | €1,080 | Get |
| 1-Step Standard | $10K | €79 once | $0 (Free) | $1,000 | $1,000 | Trailing | 3% (equity) | €79 | Get |
| 1-Step Standard | $25K | €199 once | $0 (Free) | $2,500 | $2,500 | Trailing | 3% (equity) | €199 | Get |
| 1-Step Standard | $50K | €319 once | $0 (Free) | $5,000 | $5,000 | Trailing | 3% (equity) | €319 | Get |
| 1-Step Standard | $100K | €499 once | $0 (Free) | $10,000 | $10,000 | Trailing | 3% (equity) | €499 | Get |
| 1-Step Standard | $200K | €999 once | $0 (Free) | $20,000 | $20,000 | Trailing | 3% (equity) | €999 | Get |
| Instant | $5K | €169 once | $0 (Free) | — | $500 | Trailing | 3% (equity) | €169 | Get |
| Instant | $10K | €339 once | $0 (Free) | — | $1,000 | Trailing | 3% (equity) | €339 | Get |
| Instant | $25K | €749 once | $0 (Free) | — | $2,500 | Trailing | 3% (equity) | €749 | Get |
| Instant | $50K | €1,499 once | $0 (Free) | — | $5,000 | Trailing | 3% (equity) | €1,499 | Get |
| Instant | $100K | €2,999 once | $0 (Free) | — | $10,000 | Trailing | 3% (equity) | €2,999 | Get |
Payouts
Restricted countries
Published list, which matches the published published official list except for Kherson, which appears in a published list but not in the published list. The United States is not on this list because United States residents are served through a separate affiliated entity service.
Fully restricted (78):
Announcements
FAQ
Reddit corner
Public Reddit threads about this firm — titles and short paraphrased themes, not full posts.
- Anyone tried FTMO Futures already?
Early discussion of the new FTMO Futures launch; commenters dislike the monthly fee but value FTMO's payout reputation.
- Every other affiliate is shilling FTMO Futures
The poster argues the hard daily loss limit makes FTMO Futures harder to pass than firms with end-of-day loss checks.
- Information about FTMO Prop Firmi
Replies call FTMO a reliability benchmark for payouts but note its higher price and stiffer targets (pre-futures launch, CFD context).
- FTMO refused my Payouts as a Maximally allocated Trader - complaint filed with CTIA
A CFD trader alleges payouts were refused under a newly introduced 1% risk rule and says they filed a regulator complaint.
- FTMO Denied My First-Ever $3,800 Payout After 4 Years of Trading – All for Holding a Trade 11 Days?
A swing trader says a first payout was denied as 'one-sided betting' and a 1% per-trade risk cap was imposed (CFD program).
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Is FTMO legit?
FTMO is a Czech firm founded in 2015 and one of the oldest names in funded trading. Payouts are on demand from day 14 after the first funded trade, with a $20 minimum for most methods. Prop firms are not regulated like brokers, so your protection comes from the firm's own rules, not a regulator. Read the rules before you pay.
- Founded
- Founded in 2015. The firm is based in the Czech Republic.
- Trustpilot
- 4.8 from 55,057 reviews in October 2026.
- Payouts
- On demand from day 14 after the first funded trade, with no fixed cycle after that. The minimum is $20 for bank wire and card payouts, and $50 for crypto.
- Watch out for
- No complaint theme is available from the Trustpilot research behind this page, so none is stated here.
- Our take
- An established firm with flexible on-demand payouts once the first two weeks pass. Prop trading can cost you every fee you pay.
Updated 2026-10-26
FTMO price history and rule changes
From our weekly snapshots of the firm's own site.
Cheapest $5K plan, list price
No plan changes since we started tracking.