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FundingPips vs The5ers: which forex prop firm fits you?

Updated 2026-10-26

Short answer

FundingPips suits traders who want flexible reward cycles and splits up to 100% on demand. The5ers suits patient traders who want scaling toward $4,000,000 with a 14-day payout cycle. FundingPips pays weekly routes from 7 days with a minimum of 1% of Master size; The5ers pays every 14 days with a $150 minimum.

At a glance FundingPipsThe5ers logo The5ers
Trader rating4.5 (70,933)4.7 (40,413)
Cheapest plan$29 ($5K)$22 ($2.5K)
Plans we track3618
Account sizes$5K, $10K, $25K, $50K, $100K, $200K$2.5K, $5K, $10K, $20K, $25K, $50K, $60K, $100K, $250K
Evaluation types2 Steps, 1 Step, Instant3 Steps, 2 Steps, 1 Step
Max loss typesStatic, TrailingStatic
Daily loss limitOn every plan83% of plans
Best standard split80%80%
Years operating410
Code right nowNoneNone

Cheapest plan at each size

The lowest list price each firm charges at that account size, with that plan's rules.

SizeFirmPlanPriceTargetMax lossDaily limitSplit
$5KFundingPips2-Step Pro$296%6% Static3%80%
The5ersHigh Stakes Classic$398%10% Static5%80%
$10KFundingPips2-Step Pro$556%6% Static3%80%
The5ersHigh Stakes Classic$788%10% Static5%80%
$25KFundingPips2-Step Pro$1456%6% Static3%80%
The5ersHigh Stakes Classic$1958%10% Static5%80%
$50KFundingPipsZero (Instant)$244—5% Trailing3%80%
The5ersHigh Stakes Classic$3098%10% Static5%80%
$100KFundingPipsZero (Instant)$444—5% Trailing3%80%
The5ersBootcamp$3006%5% StaticNone50%

Pick FundingPips if…

  • You want weekly first payouts from 7 days, or on-demand routes paying up to 100%.
  • You want a minimum request of 1% of Master size, with no fixed dollar floor.
  • You want static maximum loss on evaluation models, including 12% on 1-Step Flex.
Full FundingPips review →

Pick The5ers if…

  • You want scaling toward $4,000,000, with Bootcamp stepping up on each 5% funded profit.
  • You want High Stakes forex leverage of 1:100 and a fee refund on reaching the funded stage.
  • You want weekend holding allowed on all programs, with a 14-day payout cycle.
Full The5ers review →

How do payouts compare?

FundingPips pays weekly routes from 7 days, bi-weekly from 14 days, or on demand once eligible, with a minimum request of 1% of Master size and splits up to 100% on demand. The5ers pays every 14 days with a $150 minimum. FundingPips refunds only 2-Step Standard, at the fourth reward; The5ers refunds High Stakes fees on reaching the funded stage.

Which rules catch people out?

FundingPips may deduct Master profit from trades inside 5 minutes of high-impact news, and bans weekend holding on Master accounts without the Swing add-on. The5ers bans High Stakes orders within 2 minutes of high-impact news but allows weekend holding on all programs. FundingPips permits only the trader's own trade or risk tools; The5ers allows EAs on established programs.

What changes once funded?

FundingPips Master accounts use tiered leverage on metals, energies and indices, and Zero adds a 1% combined floating loss limit. The5ers scales Bootcamp toward $4,000,000 and adds a 3% daily pause once Bootcamp is funded. FundingPips treats 30 days without a completed trade as a breach; The5ers expires High Stakes accounts after 30 days without trading. Prop trading can cost you every fee you pay.

Test both plans in our pass probability calculator.

Frequently asked questions

Which firm pays on demand?

FundingPips offers on-demand routes with consistency and profitable-day conditions. The5ers pays every 14 days on all programs.

Which firm allows weekend holding once funded?

The5ers allows weekend holding on all programs. FundingPips allows it on Master accounts only with the Swing add-on.

Which firm refunds the fee?

The5ers refunds High Stakes fees on reaching the funded stage. FundingPips refunds only 2-Step Standard, at the fourth reward.

Prices are list prices from each firm's own site at our last update. Rankings are never paid. Prop trading can cost you every fee you pay.