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FundedNext vs FundingPips: which forex prop firm fits you?

Updated 2026-10-26

Short answer

FundedNext suits traders who want a simple payout calendar and a fee refund on 2-Step. FundingPips suits traders who want weekly, bi-weekly or on-demand cycles chosen by model, with splits up to 100% on demand. FundedNext pays 1-Step every 5 business days; FundingPips pays weekly routes from 7 days, but its funded rules are far stricter.

At a glanceFundedNext logo FundedNext FundingPips
Trader rating4.5 (82,183)4.5 (70,933)
Cheapest plan$32.99 ($5K)$29 ($5K)
Plans we track2236
Account sizes$2K, $5K, $6K, $10K, $15K, $20K, $25K, $50K, $100K, $200K$5K, $10K, $25K, $50K, $100K, $200K
Evaluation types2 Steps, 1 Step, Instant2 Steps, 1 Step, Instant
Max loss typesStatic, TrailingStatic, Trailing
Daily loss limit82% of plansOn every plan
Best standard split80%80%
Years operating44
Code right nowSTART6K (39% off)None

Cheapest plan at each size

The lowest list price each firm charges at that account size, with that plan's rules.

SizeFirmPlanPriceTargetMax lossDaily limitSplit
$5KFundedNextStellar Lite$32.998%8% Static4%80%
FundingPips2-Step Pro$296%6% Static3%80%
$10KFundedNextStellar Lite$59.998%8% Static4%80%
FundingPips2-Step Pro$556%6% Static3%80%
$25KFundedNextStellar Lite$139.998%8% Static4%80%
FundingPips2-Step Pro$1456%6% Static3%80%
$50KFundedNextStellar Lite$229.998%8% Static4%80%
FundingPipsZero (Instant)$244—5% Trailing3%80%
$100KFundedNextStellar Lite$399.998%8% Static4%80%
FundingPipsZero (Instant)$444—5% Trailing3%80%
$200KFundedNextStellar Lite$798.998%8% Static4%80%
FundingPipsZero (Instant)$888—5% Trailing3%80%

Pick FundedNext if…

  • You want a 5-business-day payout cycle on Stellar 1-Step.
  • You want the 2-Step fee refunded with the first reward, and a static 10% floor with a 5% daily limit.
  • You want weekend holding allowed on Stellar models in evaluation and funded stages.
Full FundedNext review →

Pick FundingPips if…

  • You want weekly first payouts from 7 days, or on-demand routes paying up to 100%.
  • You want a minimum request of 1% of Master size, with no fixed dollar floor.
  • You want static maximum loss on evaluation models, including 12% on 1-Step Flex.
Full FundingPips review →

How do payouts compare?

FundedNext pays 1-Step every 5 business days and 2-Step first at 21 days, then every 14 days, with a $20 minimum for USDT. FundingPips pays weekly routes from 7 days, bi-weekly from 14 days, or on demand once eligible, with a minimum request of 1% of Master size. FundedNext refunds the 2-Step fee with the first reward; FundingPips refunds only 2-Step Standard, at the fourth reward.

Which rules catch people out?

FundedNext counts only 40% of funded news-window profit inside 5 minutes of high-impact news, with losses in full. FundingPips may deduct profit from Master trades opened or closed within 5 minutes of high-impact news, as a soft breach, with a 5-hour exception for older trades. FundedNext allows weekend holding on Stellar models; FundingPips allows weekend holding on Master accounts only with the Swing add-on.

What changes once funded?

FundingPips Master accounts run different leverage tiers on metals, energies and indices, and Zero adds a 1% combined floating loss limit. FundedNext cuts funded leverage on indices and commodities to 1:15 on 2-Step. FundingPips treats 30 days without a completed trade as a breach; FundedNext expires challenge accounts after 60 inactive days. Prop trading can cost you every fee you pay.

Test both plans in our pass probability calculator.

Frequently asked questions

Which firm offers on-demand payouts?

FundingPips offers on-demand routes with consistency and profitable-day conditions. FundedNext offers an on-demand checkout cycle on 2-Step and Lite at 90%.

Which firm refunds the fee?

FundedNext refunds the 2-Step fee with the first reward. FundingPips refunds only 2-Step Standard, at the fourth reward, not the first payout.

Can I hold over the weekend once funded?

FundedNext allows weekend holding on Stellar models. FundingPips allows weekend holding on Master accounts only with the Swing add-on.

Prices are list prices from each firm's own site at our last update. Rankings are never paid. Prop trading can cost you every fee you pay.