Forex · head to head
Updated 2026-10-26
Short answer
FTMO suits traders who want on-demand payouts from day 14 and a fee refund on the 2-Step. The5ers suits patient traders who want scaling toward $4,000,000 and a split that can reach 100%. FTMO starts at 80% or 90% by plan, while The5ers starts as low as 50% on Bootcamp and Hyper Growth, with payouts every 14 days.
| At a glance |  FTMO |  The5ers |
|---|---|---|
| Trader rating | 4.8 (55,057) | 4.7 (40,413) |
| Cheapest plan | €79 ($10K) | $22 ($2.5K) |
| Plans we track | 20 | 18 |
| Account sizes | $5K, $10K, $25K, $50K, $100K, $200K | $2.5K, $5K, $10K, $20K, $25K, $50K, $60K, $100K, $250K |
| Evaluation types | 2 Steps, 1 Step, Instant | 3 Steps, 2 Steps, 1 Step |
| Max loss types | Static, Trailing | Static |
| Daily loss limit | On every plan | 83% of plans |
| Best standard split | 90% | 80% |
| Years operating | 11 | 10 |
| Code right now | None | None |
The lowest list price each firm charges at that account size, with that plan's rules.
| Size | Firm | Plan | Price | Target | Max loss | Daily limit | Split |
|---|---|---|---|---|---|---|---|
| $5K | FTMO | Instant | €169 | — | 10% Trailing | 3% | 90% |
| The5ers | High Stakes Classic | $39 | 8% | 10% Static | 5% | 80% | |
| $10K | FTMO | 1-Step Standard | €79 | 10% | 10% Trailing | 3% | 90% |
| The5ers | High Stakes Classic | $78 | 8% | 10% Static | 5% | 80% | |
| $25K | FTMO | 1-Step Standard | €199 | 10% | 10% Trailing | 3% | 90% |
| The5ers | High Stakes Classic | $195 | 8% | 10% Static | 5% | 80% | |
| $50K | FTMO | 1-Step Standard | €319 | 10% | 10% Trailing | 3% | 90% |
| The5ers | High Stakes Classic | $309 | 8% | 10% Static | 5% | 80% | |
| $100K | FTMO | 1-Step Standard | €499 | 10% | 10% Trailing | 3% | 90% |
| The5ers | Bootcamp | $300 | 6% | 5% Static | None | 50% |
FTMO pays on demand from day 14, with a $20 minimum, and refunds the 2-Step fee with the first reward. The5ers pays every 14 days, with a $150 minimum. High Stakes fees are refunded on reaching the funded stage, Bootcamp fees are split across two payments, and Hyper Growth fees are not refunded.
The5ers bans High Stakes orders within 2 minutes of high-impact news, with window profits removed, while Bootcamp and Hyper Growth allow news trading except bracket strategies. FTMO bans funded news trades within 2 minutes on standard accounts and bans weekend holding there too. The5ers allows weekend holding on all programs and allows EAs on established programs; FTMO caps EA server requests at 2,000 per day.
The5ers scales Bootcamp toward $4,000,000 in 5% profit steps and High Stakes toward $500,000 in 10% steps, while FTMO scales 2-Step balances by 25% per 4-month cycle toward $2,000,000. The5ers excludes United States traders; FTMO serves them through a separate affiliated entity with different terms. The5ers adds a 3% daily pause once Bootcamp is funded. Prop trading can cost you every fee you pay.
Test both plans in our pass probability calculator.
FTMO pays on demand from day 14. The5ers pays every 14 days, with the first payout after 14 days.
FTMO serves United States residents through a separate affiliated entity with different terms. The5ers excludes United States traders.
FTMO refunds the 2-Step fee with the first reward. The5ers refunds High Stakes fees on reaching the funded stage, splits Bootcamp fees across two payments, and does not refund Hyper Growth fees.
Prices are list prices from each firm's own site at our last update. Rankings are never paid. Prop trading can cost you every fee you pay.