A minimum payout is the smallest amount a firm will let you withdraw from a funded account. If the minimum is $100 and your share of profit is $90, the request is refused and the $90 stays in the account until further profit pushes it over the line. The minimum is set by the firm and varies by plan.
Minimums differ widely. Minimums run from $20 at Propr to $150 at BEM Funding, and some plans state no minimum at all. The figure that counts is your share after the split, not the total profit: a $125 profit on an 80% split is $100 to you, which meets a $100 minimum exactly, while the same profit on a 70% split is $87.50 and does not.
This rule matters most for small accounts and cautious traders, who may take weeks to build a withdrawable amount. It also interacts with the payout schedule: a minimum that is easy to reach still pays nothing if the payout window has not opened.
The common trap is assuming the minimum is measured before the split. We recommend confirming on the payout page whether the minimum applies to your share after the split or to the total profit. Prop trading can cost you every fee you pay.