Forex / Firms / BEM FundingBEM Funding also offers Crypto →
BEM Funding review: rules, prices and payouts
United Arab Emirates·Founded 2024
BEM One from $47 for $5,00080% split, up to 90% scaledOn-demand payouts on BEM OneMT5 now live on all products35% funded best-day cap on BEM OneCommission rates not publishedAverage payout about 6 hours
Cheapest start$39$5K · 2 Steps
Profit splitUp to 80%Your share of profits
Daily / max loss4.5% / 9%static max loss
LeverageUp to 1:100Forex pairs, from 1:50 on some plans
Trust score
Trustpilot—
5★80%
4★2%
3★4%
2★1%
1★12%
Our verdict
BEM Funding suits a Forex trader who wants a relaxed one-step route, with BEM One targeting 9% at $47 for $5,000, no minimum trading days, no evaluation consistency rule and on-demand payouts averaging about 6 hours. The 80% base split rising to 90% with scaling is competitive, and MT5 now sits alongside DXtrade and cTrader.
What traders likeReviewers describe responsive, helpful supportReviewers find the rules clear and trader-friendlyReviewers report fast, reliable payoutsReviewers like the spreads and trading conditionsReviewers praise the trading platform as easy to use or smooth and reliable to trade on
What traders complain aboutReviewers report funded accounts withheld or terminated after passing, often by retroactive rule enforcementReviewers call the rules vague or arbitrary (trade-duration, HFT and lot-size limits)Reviewers report a long wait or no live account after passing the evaluationReviewers report execution delays and platform errors on stops and targetsSome reviewers call the firm a scam or misleading
True cost to get funded
One-time
$321
BEM Classic Normal · no activationBEM Classic Normal is a one-time fee of $321, so the months slider does not change it.
Get the BEM Classic Normal account →BEM Funding true cost calculator
Summary
BEM Funding, based in Dubai and founded in 2024, offers Forex, metals, indices, energy and crypto CFD evaluations on DXtrade, cTrader and MT5, with funded accounts up to $200,000. Its flagship BEM One is a single-step challenge targeting 9% with a 3% daily loss limit and a 6% trailing maximum loss, no minimum trading days and no evaluation consistency rule. BEM Classic adds two-step Normal and Swing routes targeting 9% then 4.5% with a 4.5% daily loss limit and a 9% static maximum loss. Traders keep 80% by default and up to 90% with scaling, with on-demand payouts on One accounts and payouts every 14 days on Classic accounts, averaging about 6 hours to process.
Firm overview
Which trading platforms can you use?DXtrade, cTrader, MT5
CEO—
Clearing broker for prop program—
Where is the firm based?United Arab Emirates
Founded2024
Years operating2
Legal entityBex Software Development LLC-FZ, with BEM Ltd in Saint Lucia as the MT5 operator
Instruments and assets
Example symbolsEUR/USDGBP/USDUSD/JPYAUD/USDNZD/USDUSD/CADEUR/GBPXAU/USDXAG/USDUS30NAS100SPX500UK100USOILUKOIL
Leverage
Forex1-Step 1:50, 2-Step 1:100
Indices1-Step 1:15, 2-Step 1:50
Metals1-Step 1:15, 2-Step 1:30
Energy1-Step 1:15, 2-Step 1:30
Crypto1-Step BTC and ETH 1:2, 2-Step BTC and ETH 1:5
Commissions
Near-zero spreads on institutional liquidity. No published per-lot commission or swap rate was found in the official terms.
Consistency
EvaluationBEM One: none. BEM Classic Normal and Classic Swing: each trading day must achieve at least 0.5% realised profit based on the initial balance, in both phases.
Funded accountBEM One: no single trading day may account for more than 35% of total realised profits at the time of a reward request. BEM Classic Normal and Classic Swing: at least 3 trading days must be completed before each reward request; no funded best-day cap was stated in the terms.
Firm rules
News tradingBEM One evaluation: news trading is allowed, but strategies designed mainly to profit from high-impact news, including directional trading, straddles and strangles, are prohibited. On funded accounts, traditional instruments are restricted for 4 minutes before to 4 minutes after a high-impact event, with a first violation treated as a soft breach. Crypto pairs are not subject to news restrictions.
Copy tradingDuring evaluation, a trader must not open trades across their own accounts using the same strategy. After evaluation, trade copying across BEM Trader Accounts may be allowed under the applicable program terms. Access to an account by another person is strictly prohibited.
Prohibited strategiesStrategies designed mainly to profit from high-impact news, Access to an account by another person, Opening trades across own accounts with the same strategy during evaluation
Challenges
| Program | Account | Price | Activation | Target | Max loss | Drawdown | Daily loss | True cost (1 mo) ↓ | |
|---|---|---|---|---|---|---|---|---|---|
| BEM One | $5K | $47 once | $0 (Free) | $450 | $300 | Trailing | 3% | $47 | Get |
| BEM One | $100K | $520 once | $0 (Free) | $9,000 | $6,000 | Trailing | 3% | $520 | Get |
| BEM Classic Normal | $5K | $39 once | $0 (Free) | $450 | $450 | Static | 4.5% | $39 | Get |
| BEM Classic Normal | $10K | $99 once | $0 (Free) | $900 | $900 | Static | 4.5% | $99 | Get |
| BEM Classic Normal | $25K | $211 once | $0 (Free) | $2,250 | $2,250 | Static | 4.5% | $211 | Get |
| BEM Classic Normal | $50K | $321 once | $0 (Free) | $4,500 | $4,500 | Static | 4.5% | $321 | Get |
| BEM Classic Normal | $100K | $519 once | $0 (Free) | $9,000 | $9,000 | Static | 4.5% | $519 | Get |
| BEM Classic Swing | $5K | $69 once | $0 (Free) | $450 | $450 | Static | 4.5% | $69 | Get |
| BEM Classic Swing | $100K | $890 once | $0 (Free) | $9,000 | $9,000 | Static | 4.5% | $890 | Get |
Payouts
Profit split80% on the standard plan · up to 90% on some plans or with scaling (details in the FAQ)
Minimum payout$150
Restricted countries
Official anti-money-laundering policy list, including the United States and the United Arab Emirates, which is unusual for a Dubai-based firm. The terms wording, including but not limited to, supports an and others reading, so this list may not be exhaustive.
Fully restricted (21):
AfghanistanBelarusCongoCubaGuineaHaitiIranIraqLibyaMalawiNorth KoreaQatar+9 more
Announcements
August 2, 2026 · MT5 is now live on every BEM Funding productMT5 became available on every BEM Funding product and every account size, selectable at checkout, alongside DXtrade and cTrader.
July 15, 2026 · BEM Extended retires and is no longer available for purchaseBEM Extended stopped being sold, while active Extended evaluation and funded accounts keep running as long as they are not breached, with BEM One Only named as its successor.
July 8, 2026 · BEM One Only launches as the new crypto-focused 1-Step challengeBEM One Only launched with a 6% profit target, a 6% maximum drawdown, balance-based drawdown, on-demand payouts, no activation fee and 140 plus crypto pairs, with prices starting from $24.
FAQ
What does a BEM Funding Forex challenge cost?BEM One costs $47 for $5,000 and $520 for $100,000, with the $100,000 account shown as $364 with the current 30% site discount. BEM Classic Normal runs from $39 for $5,000 to $519 for $100,000, and Classic Swing costs $69 for $5,000 and $890 for $100,000. All prices are one-time list prices in dollars, before any discount.
What are the drawdown limits?BEM One has a 3% daily loss limit and a 6% trailing maximum loss that locks at the starting balance once reached. BEM Classic Normal and Swing have a 4.5% daily loss limit and a 9% static maximum loss.
Is there a consistency rule?BEM One has no evaluation consistency rule and no minimum trading days. On a funded BEM One account, no single trading day may account for more than 35% of total realised profits at the time of a reward request. Classic programs require each trading day to reach at least 0.5% realised profit in both phases, and 3 trading days before each funded reward request.
What split do I get, and is there a minimum payout?Traders keep 80% by default and up to 90% with scaling, though the scaling criteria were not stated in the terms. The minimum payout shown on the challenge comparison page is $150. One accounts pay on demand, Classic accounts pay every 14 days, and the average payout time shown on the homepage is about 6 hours.
Can I hold over the weekend?Crypto positions may be held over weekends and overnight. Forex, metals, indices and energy positions must be closed before the Friday market close on funded accounts, and any position must be closed before a scheduled maintenance window of 2 hours or longer.
Can I trade news?News trading is allowed during evaluation, but strategies designed mainly to profit from high-impact news, such as directional trading, straddles and strangles, are prohibited. On funded accounts, traditional instruments are restricted for 4 minutes before to 4 minutes after a high-impact event. Crypto pairs are not subject to news restrictions.
Can I use bots or expert advisors?Trade copying across your own accounts with the same strategy is not allowed during evaluation, and access to an account by another person is strictly prohibited.
Which countries cannot join?The recorded restricted list includes Afghanistan, Belarus, Congo, Cuba, Guinea, Haiti, Iran, Iraq, Libya, Malawi, North Korea, Qatar, Russia, Saudi Arabia, South Sudan, Sudan, Syria, Ukraine, the United Arab Emirates, the United States and Venezuela. The terms wording suggests the list may not be exhaustive.
Reddit corner
Public Reddit threads about this firm — titles and short paraphrased themes, not full posts.
- I attended the Bem One meeting. Please note that my funded account was closed due to a copy trade
Poster says their funded account was closed over a roughly $4,000 copy-trade transaction. Another user says the same happened to them, with about $3,800 cancelled and the account closed after a withdrawal.
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BEM Funding price history and rule changes
From our weekly snapshots of the firm's own site.
Cheapest $5K plan, list price
No plan changes since we started tracking.