Crypto / Firms / BEM Funding
BEM Funding review: rules, prices and payouts
United Arab Emirates·Founded 2024
80% base split, up to 90% scaledOn-demand payouts on One programs6% target on BEM One OnlyMT5 now live on all products30% best-day cap on One OnlyCommission rates not publishedTrust score hidden, warning shown140+ crypto pairs on One Only
From
$39
From $39
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Cheapest start$39$5K · 2 Steps
Daily / max loss4.5% / 9%static max loss
Trust score
Trustpilot—
5★80%
4★2%
3★4%
2★1%
1★12%
Our verdict
BEM Funding suits a crypto-focused trader who wants a low 6% target on BEM One Only, MT5 alongside DXtrade and cTrader, and on-demand payouts on the One programs. The trade-offs are strict best-day consistency caps of 30% on One Only and 35% on BEM One at reward requests, unpublished commission and swap rates, and Classic payouts only every 14 days. Traders keep 80% by default and up to 90% with scaling, although no scaling schedule is published, and reward requests start at $150. Trustpilot shows no usable score for the firm: its rating is unavailable due to a breach of its guidelines, across 219 reviews, so there is no current score to rely on.
What traders likeReviewers describe responsive, helpful supportReviewers find the rules clear and trader-friendlyReviewers report fast, reliable payoutsReviewers like the spreads and trading conditionsReviewers praise the trading platform as easy to use or smooth and reliable to trade on
What traders complain aboutReviewers report funded accounts withheld or terminated after passing, often by retroactive rule enforcementReviewers call the rules vague or arbitrary (trade-duration, HFT and lot-size limits)Reviewers report a long wait or no live account after passing the evaluationReviewers report execution delays and platform errors on stops and targetsSome reviewers call the firm a scam or misleading
True cost to get funded
One-time
$321
BEM Classic Normal · no activationBEM Classic Normal is a one-time fee of $321, so the months slider does not change it.
Get the BEM Classic Normal account →BEM Funding true cost calculator
Summary
BEM Funding, founded in June 2024 and based in Dubai in the United Arab Emirates, offers CFD evaluations on DXtrade, cTrader and MT5, with live exchange pricing from Binance, Bybit and a commercial liquidity provider. Account sizes run from 5,000 to $200,000, with total funded allocation capped at $200,000, and one-time fees from $24 for BEM One Only to $890 for a $100,000 Classic Swing account. The flagship BEM One targets 9% with a 3% daily loss limit and a 6% trailing maximum loss. Traders keep 80% by default and up to 90%, with on-demand payouts on One programs.
Firm overview
CEO—
Where does price data come from?—
Where is the firm based?United Arab Emirates
Founded2024
Legal entityBex Software Development LLC-FZ, with BEM Ltd in Saint Lucia as the MT5 operator
Instruments and assets
Example symbolsBTC/USDETH/USDEUR/USDGBP/USDUSD/CHFXAU/USDGER40US30US100US500
Leverage
Crypto BEM Classic NormalBTC and ETH 1:2, Altcoins 1:1.5
Crypto BEM One and BEM One OnlyBTC and ETH 1:2, Altcoins 1:1.5
Crypto 2-Step programsBTC and ETH 1:5, Majors 1:2, Altcoins 1:2, DeFi 1:2, Meme 1:2
Energies BEM Classic Normal1:30
Energies BEM One and BEM One Only1:15
FX BEM Classic Normal1:100
FX BEM One1:30
FX BEM One Only1:50
Indices BEM Classic Normal1:50
Indices BEM One and BEM One Only1:15
Metals BEM Classic Normal1:30
Metals BEM One and BEM One Only1:15
Consistency
EvaluationBEM One: none. BEM One Only: no single trading day may account for more than 30% of total realized profits during evaluation. BEM Classic Normal and Classic Swing: each trading day must achieve at least 0.5% realized profit based on the initial balance, in both phases.
Funded accountBEM One: no single trading day may account for more than 35% of total realized profits at the time of a reward request. BEM One Only: no single trading day may account for more than 30% of total realized profits at the time of a reward request. BEM Classic Normal and Classic Swing: funded consistency rule not stated in the terms, so null for those programs.
Firm rules
Minimum trading daysBEM One: none. BEM One Only: not stated as a day count in the terms. BEM Classic Normal and Classic Swing: 3 trading days in each phase. On a Classic funded account, at least 3 trading days must be completed before each reward request.
News tradingBEM One and BEM One Only evaluation: news trading is permitted, but strategies designed primarily to capitalise on high-impact news, including directional trading, straddles, strangles and opening positions immediately before or after an event, are prohibited. On funded accounts, traditional instruments are restricted for 4 minutes before to 4 minutes after a high-impact event, with a first violation treated as a soft breach and two soft breaches treated as a hard breach. Crypto pairs are not subject to news trading restrictions.
Copy tradingDuring evaluation, a trader must not open trades across their own accounts using the same strategy. After evaluation, trade copying across BEM Trader Accounts may be permitted under the applicable program terms.
Automated strategiesNo bot, expert advisor or API permission in the official terms, so no permission is claimed here. The prohibited trading practices policy is incorporated by reference in the terms but its full text was not fetched, so automation permission is not assumed allowed or banned.
Prohibited strategiesHedging across multiple BEM Funding accounts or within the same account group, High-risk recovery strategies including martingale, excessive averaging down, one-sided betting and aggressive pyramiding, Strategies designed primarily to capitalise on high-impact news, Manipulating the consistency score through hedging, partial closures, trade splitting or delayed closures, Same strategy traded across the traders own accounts during evaluation
Challenges
| Program | Account | Price | Activation | Target | Max loss | Drawdown | Daily loss | True cost (1 mo) ↓ | |
|---|---|---|---|---|---|---|---|---|---|
| BEM One | $5K | $47 once | $0 (Free) | $450 | $300 | Trailing | 3% | $47 | Get |
| BEM One | $100K | $520 once | $0 (Free) | $9,000 | $6,000 | Trailing | 3% | $520 | Get |
| BEM One Only | $5K | $40 once | $0 (Free) | $300 | $300 | Trailing | 3% | $40 | Get |
| BEM One Only | $100K | $460 once | $0 (Free) | $6,000 | $6,000 | Trailing | 3% | $460 | Get |
| BEM Classic Normal | $5K | $39 once | $0 (Free) | $450 | $450 | Static | 4.5% | $39 | Get |
| BEM Classic Normal | $10K | $99 once | $0 (Free) | $900 | $900 | Static | 4.5% | $99 | Get |
| BEM Classic Normal | $25K | $211 once | $0 (Free) | $2,250 | $2,250 | Static | 4.5% | $211 | Get |
| BEM Classic Normal | $50K | $321 once | $0 (Free) | $4,500 | $4,500 | Static | 4.5% | $321 | Get |
| BEM Classic Normal | $100K | $519 once | $0 (Free) | $9,000 | $9,000 | Static | 4.5% | $519 | Get |
| BEM Classic Swing | $5K | $69 once | $0 (Free) | $450 | $450 | Static | 4.5% | $69 | Get |
| BEM Classic Swing | $100K | $890 once | $0 (Free) | $9,000 | $9,000 | Static | 4.5% | $890 | Get |
Payouts
Profit split80% to the trader
FrequencyReward on Demand for BEM One and BEM One Only. BEM Classic every 14 days.
Minimum payout$150
Restricted countries
Official AML policy list. Both official and listing-page lists include the United States and the United Arab Emirates, unusual for a Dubai-based firm. Terms wording 'including but not limited to' supports an 'and others' reading.
Fully restricted (21):
AfghanistanBelarusCongoCubaGuineaHaitiIranIraqLibyaMalawiNorth KoreaQatar+9 more
Announcements
August 2, 2026 · MT5 is now live on every BEM Funding productMT5 became available on every BEM Funding product and every account size, selectable at checkout, confirming MT5 alongside DXtrade and cTrader.
July 15, 2026 · BEM Extended retires and is no longer available for purchaseBEM Extended stopped being sold, while active Extended evaluation and funded accounts keep running as long as they are not breached, with BEM One Only named as its successor.
July 8, 2026 · BEM One Only launches as the new crypto-focused 1-Step challengeBEM One Only launched with a 6% profit target, 6% maximum drawdown, balance-based drawdown, on-demand payouts, no activation fee and 140 plus crypto pairs, with prices starting from $24.
FAQ
What does a BEM Funding challenge cost?One-time fees by plan and size, from $40 list at $5,000 for BEM One Only (shown discounted at $24) to $520 for BEM One at $100,000, $519 for Classic Normal at $100,000 and $890 for Classic Swing at $100,000. No activation fee was found. No current coupon is listed.
What are the drawdown limits?BEM One: 3% daily and 6% trailing, locking at the starting balance. BEM One Only: 3% daily and 6% balance-trailing, capped at the starting balance. BEM Classic Normal and Classic Swing: 4.5% daily and 9% static in both phases.
Is there a consistency rule?BEM One evaluation: none, but a 35% best-day rule applies on funded reward requests. BEM One Only: no best day above 30% of total realized profits, in evaluation and at reward requests. BEM Classic programs: each trading day must reach at least 0.5% realized profit in both phases.
What split do I get, and is there a minimum payout?BEM One and BEM One Only require a reward request of at least $150, and BEM One also requires at least 50% of the maximum daily drawdown amount. Payouts are on demand for One programs.
Can I hold crypto over the weekend?Yes, crypto positions may be held over weekends and overnight. Forex, Metals, Indices and Energies positions must be closed before the Friday market close on funded accounts, and positions must be closed before a scheduled maintenance window of 2 hours or longer.
Can I trade news?In evaluation for BEM One and BEM One Only, news trading is permitted, but strategies built to exploit high-impact news are prohibited. On funded accounts, traditional instruments are restricted for 4 minutes before to 4 minutes after a high-impact event. Crypto pairs are not subject to news restrictions.
Can I use bots or expert advisors?No bot, expert advisor or API permission in the official program terms, so no permission is claimed here. The prohibited trading practices policy is incorporated by reference in the terms but was not fetched, so automation permission is not assumed.
Which countries cannot join?The recorded official list includes Afghanistan, Belarus, Congo, Cuba, Iran, Iraq, Libya, North Korea, Qatar, Russia, Saudi Arabia, South Sudan, Sudan, Syria, Ukraine, the United Arab Emirates, the United States and Venezuela, plus further countries not enumerated in the source.
Reddit corner
Public Reddit threads about this firm — titles and short paraphrased themes, not full posts.
- I attended the Bem One meeting. Please note that my funded account was closed due to a copy trade
Poster says their funded account was closed over a roughly $4,000 copy-trade transaction. Another user says the same happened to them, with about $3,800 cancelled and the account closed after a withdrawal.
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BEM Funding price history and rule changes
From our weekly snapshots of the firm's own site.
Cheapest $5K plan, list price
No plan changes since we started tracking.