ThinkCapital review: rules, prices and payouts
Trust score
TrustpilotThinkCapital suits a trader who wants broker backed infrastructure, a choice of one, two or three step paths, and a 14 day payout cycle at an 80% split rising to 90%. The $499 Lightning and Dual Step price for $100,000 is competitive, and Swing is the honest pick for news and weekend traders.
Lightning is a one-time fee of $299, so the months slider does not change it.
Get the Lightning account →ThinkCapital true cost calculator
Summary
ThinkCapital, launched in August 2024 as the proprietary trading arm of ThinkMarkets, offers Lightning one step, Dual Step two step and Nexus three step evaluations from $5,000 to $200,000, plus Bolt instant funding. Lightning asks for 10% with a 3% daily loss and a 6% trailing maximum loss at 1:30 FX leverage, while Dual Step and Nexus use 1:100 dynamic leverage with an 8% static maximum loss. Payouts run every 14 days at an 80% split, rising to 90% with scaling or an add on, and the minimum payout is $100. Funded traders need 3 days per cycle with at least 0.5% daily profit before payouts unlock.
Firm overview
Instruments and assets
Leverage
Commissions
Consistency
Firm rules
Challenges
| Program | Account | Price | Activation | Target | Max loss | Drawdown | Daily loss | True cost (1 mo) ↓ | |
|---|---|---|---|---|---|---|---|---|---|
| Lightning | $5K | $59 once | $0 (Free) | $500 | $300 | Trailing | 3% (balance) | $59 | Get |
| Dual Step Intraday | $5K | $59 once | $0 (Free) | $400 | $400 | Static | 4% (equity) | $59 | Get |
| Dual Step Swing | $5K | $59 once | $0 (Free) | $400 | $400 | Static | 4% (balance) | $59 | Get |
| Nexus | $5K | $39 once | $0 (Free) | $350 | $400 | Static | 4% (balance) | $39 | Get |
| Lightning | $10K | $99 once | $0 (Free) | $1,000 | $600 | Trailing | 3% (balance) | $99 | Get |
| Dual Step Intraday | $10K | $99 once | $0 (Free) | $800 | $800 | Static | 4% (equity) | $99 | Get |
| Dual Step Swing | $10K | $99 once | $0 (Free) | $800 | $800 | Static | 4% (balance) | $99 | Get |
| Nexus | $10K | $79 once | $0 (Free) | $700 | $800 | Static | 4% (balance) | $79 | Get |
| Lightning | $25K | $199 once | $0 (Free) | $2,500 | $1,500 | Trailing | 3% (balance) | $199 | Get |
| Dual Step Intraday | $25K | $199 once | $0 (Free) | $2,000 | $2,000 | Static | 4% (equity) | $199 | Get |
| Dual Step Swing | $25K | $199 once | $0 (Free) | $2,000 | $2,000 | Static | 4% (balance) | $199 | Get |
| Nexus | $25K | $139 once | $0 (Free) | $1,750 | $2,000 | Static | 4% (balance) | $139 | Get |
| Lightning | $50K | $299 once | $0 (Free) | $5,000 | $3,000 | Trailing | 3% (balance) | $299 | Get |
| Dual Step Intraday | $50K | $299 once | $0 (Free) | $4,000 | $4,000 | Static | 4% (equity) | $299 | Get |
| Dual Step Swing | $50K | $299 once | $0 (Free) | $4,000 | $4,000 | Static | 4% (balance) | $299 | Get |
| Nexus | $50K | $199 once | $0 (Free) | $3,500 | $4,000 | Static | 4% (balance) | $199 | Get |
| Lightning | $100K | $499 once | $0 (Free) | $10,000 | $6,000 | Trailing | 3% (balance) | $499 | Get |
| Dual Step Intraday | $100K | $499 once | $0 (Free) | $8,000 | $8,000 | Static | 4% (equity) | $499 | Get |
| Dual Step Swing | $100K | $499 once | $0 (Free) | $8,000 | $8,000 | Static | 4% (balance) | $499 | Get |
| Nexus | $100K | $349 once | $0 (Free) | $7,000 | $8,000 | Static | 4% (balance) | $349 | Get |
| Lightning | $200K | $949 once | $0 (Free) | $20,000 | $12,000 | Trailing | 3% (balance) | $949 | Get |
| Dual Step Intraday | $200K | $949 once | $0 (Free) | $16,000 | $16,000 | Static | 4% (equity) | $949 | Get |
| Dual Step Swing | $200K | — | $0 (Free) | $16,000 | $16,000 | Static | 4% (balance) | — | Get |
| Nexus | $200K | $749 once | $0 (Free) | $14,000 | $16,000 | Static | 4% (balance) | $749 | Get |
Payouts
Restricted countries
Australia is on the restricted list and the United States is accepted on ThinkTrader only, with no MetaTrader access. Other restricted countries are described only as sanctioned countries, without a published full list.
Fully restricted (1):
Limited (1).
Announcements
FAQ
Reddit corner
Public Reddit threads about this firm — titles and short paraphrased themes, not full posts.
- Can you actually get paid from ThinkCapital?
A trader asks about payouts and a 6% drawdown rule on a $50K challenge. A commenter points to the share of one-star reviews on the review site; another says to stay away if you want to build a career.
Get ThinkCapital alerts
ThinkCapital price history and rule changes
From our weekly snapshots of the firm's own site.
Cheapest $5K plan, list price
No plan changes since we started tracking.