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RZR Funded review: rules, prices and payouts

Mauritius·★ 4.3 (853)
Express from $39 for $2,00080% split, up to 95% with add-on24-hour payout guarantee up to $1,000Rebrand changes nothing for existing accounts35% best-day cap on EnhancedXNo weekend holding on Instant programsUnited States not accepted
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​$39

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Rankings are never paid. Disclosure

Cheapest start$39$2K · 1 Step
Profit splitUp to 80%Your share of profits
Daily / max loss5% / 6%higher of balance or equity, trailing max loss
Leverage1:50Forex pairs
First payout14 daysAfter funding

Trust score

Trustpilot
4.3853 reviews · 12% one-star
5★79%
4★6%
3★2%
2★1%
1★12%
1★2★3★4★5★4.574.43.754.723.714.334.424.324.384.394.274.84Nov 2025Dec 2025Jan 2026Feb 2026Mar 2026Apr 2026May 2026Jun 2026Jul 2026Aug 2026Sep 2026Oct 2026
Average stars per month (Trustpilot). Red points are months under 3.5. Source ↗
Our verdict

RZR Funded suits a trader who wants a cheap, flexible challenge menu from an established operation, with Express starting at $39 for $2,000 and a standard 80% split rising to 95% with an add-on. The 14-day payout cycle with a $20 minimum and a 24-hour approval guarantee is genuinely trader-friendly, and the rebrand changes nothing for existing accounts. United States traders cannot join at all.

What traders likeReviewers describe responsive, helpful supportReviewers find the rules clear and trader-friendlyReviewers report fast, reliable payoutsReviewers like the spreads and trading conditionsReviewers praise the trading platform as easy to use or smooth and reliable to trade on
What traders complain aboutReviewers report payouts rejected, cancelled or withheld, often over rules they say were not statedReviewers report accounts banned, disqualified or breached after passing the challenge or at the first payoutReviewers dispute the post-withdrawal profit buffer or drawdown resetReviewers report very slow responses or slow withdrawalsSome reviewers call the firm a scam or fraud
True cost to get funded
One-time
​$319
Express · no activation

Express is a one-time fee of ​$319, so the months slider does not change it.

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RZR Funded true cost calculator

Summary

RZR Funded is the new name for Hantec Trader, which began operating under the RZR Funded brand on October 19, 2026, with existing accounts, rules and payout schedules unchanged. The firm offers Express 1-Step, Enhanced and EnhancedX 2-Step, Endurance 3-Step and Instant funded accounts up to $200,000 on MT5, with a standard 80% reward share rising to 95% with an add-on. Express targets 10% with a 5% daily loss limit and a 6% trailing maximum loss, while Enhanced targets 10% then 5% with a 10% static maximum loss. Rewards can be requested 14 days after the first trade and then every 14 days, with a $20 minimum and a 24-hour approval guarantee that doubles a late reward up to $1,000.

Firm overview

Which trading platforms can you use?MT5
How can a trader pay?Apple PayPayPalCryptoPurchase payment options as listed in an independent review summary. They were not shown on the official homepage.
How are payouts sent?Bank transfer · Crypto
CEO—
Clearing broker for prop program—
Where is the firm based?Mauritius

Instruments and assets

Example symbolsEUR/USDGBP/USDUSD/JPYAUD/USDUSD/CHFNZD/USDEUR/GBPUSD/CADXAU/USDXAG/USDUS30NAS100SPX500BTC/USDETH/USD

Leverage

Forex1:50
Indices1:15
Metals1:10
Crypto1:1
otherCommodities1:15
0

Consistency

EvaluationExpress and Enhanced: none. EnhancedX: no single best day may exceed 35% of total profits on accounts bought from June 26, 2026. Endurance: none stated.
Funded accountEnhancedX: the 35% best-day rule continues on funded accounts. Other programs: no funded consistency rule was stated.

Firm rules

News tradingAllowed during evaluation. On funded and Instant accounts, trading is restricted within 3 minutes before and after high-impact news, except Instant24, which is unrestricted.
Copy tradingAllowed between a trader's own accounts only.
Prohibited strategiesHigh-frequency trading, Latency arbitrage, Tick scalping, Account sharing or trading by another person, Hedging across accounts to neutralise risk, Exploiting pricing or platform errors

Challenges

ProgramAccountPriceActivationTargetMax lossDrawdownDaily lossTrue cost (1 mo) ↓
Express​$2K​$39 once$0 (Free)​$200​$120Trailing5% (higher of balance or equity)​$39Get
Express​$5K​$59 once$0 (Free)​$500​$300Trailing5% (higher of balance or equity)​$59Get
Express​$10K​$99 once$0 (Free)​$1,000​$600Trailing5% (higher of balance or equity)​$99Get
Express​$25K​$199 once$0 (Free)​$2,500​$1,500Trailing5% (higher of balance or equity)​$199Get
Express​$50K​$319 once$0 (Free)​$5,000​$3,000Trailing5% (higher of balance or equity)​$319Get
Express​$100K​$529 once$0 (Free)​$10,000​$6,000Trailing5% (higher of balance or equity)​$529Get
Express​$200K​$999 once$0 (Free)​$20,000​$12,000Trailing5% (higher of balance or equity)​$999Get
Enhanced​$5K​$49 once$0 (Free)​$500​$500Static5% (higher of balance or equity)​$49Get
Enhanced​$200K​$1,999 once$0 (Free)​$20,000​$20,000Static5% (higher of balance or equity)​$1,999Get

Payouts

Profit split80% on the standard plan · up to 95% on some plans or with scaling (details in the FAQ)
Minimum payout​$20

Restricted countries

The United States is the only country named as not accepted. Canada is available. A broader restricted list was not published.

Fully restricted (1):

United States

Announcements

October 19, 2026 · Hantec Trader begins operating as RZR FundedHantec Trader began operating as RZR Funded, with existing accounts, rules and payout schedules unchanged, the same logins, balances and progress toward targets, and the payout record continuing to be published.
July 8, 2026 · Hantec Trader now available in CanadaHantec Trader became available to traders in Canada, with the same challenge structure, payout process and published conditions as elsewhere.
May 25, 2026 · Payout guarantee, new add-ons and more trading freedomA 24-hour reward guarantee was rolled out, under which eligible requests are approved within 24 business hours or the reward is doubled up to $1,000, alongside new add-ons including news trading, no minimum trading days and first payout on demand, and removal of the 85% margin cap.

FAQ

Is RZR Funded a new firm, or a renamed one?RZR Funded is the new brand for Hantec Trader. The change took effect on October 19, 2026, and existing accounts, rules, targets, drawdown limits and payout schedules carried over unchanged, with the same logins and balances.
What does an Express challenge cost?Express is the 1-Step route. Prices run from $39 for $2,000, $59 for $5,000, $99 for $10,000, $199 for $25,000, $319 for $50,000, $529 for $100,000 and $999 for $200,000. It targets 10% with a 5% daily loss limit and a 6% trailing maximum loss.
How does Enhanced differ from Express?Enhanced is a 2-Step route targeting 10% then 5%, with a 5% daily loss limit and a 10% static maximum loss. Prices start at $49 for $5,000 and run to $1,999 for $200,000. EnhancedX is a stricter 2-Step variant targeting 8% then 4%, with a 4% daily loss limit, an 8% static maximum loss and a 35% best-day consistency rule.
What split do I keep, and when can I request a payout?The standard split is 80%, rising to 90% with an add-on and up to 95% as advertised. The first reward can be requested 14 days after the first trade, then every 14 days, with a $20 minimum. Eligible requests are approved within 24 business hours, or the reward is doubled up to $1,000.
Can I trade news and hold over the weekend?News trading is allowed during evaluation. Once funded, trading is restricted within 3 minutes before and after high-impact news, except on Instant24, which is unrestricted. Weekend holding is not allowed on Instant programs, and weekend holding for Express and Enhanced evaluation accounts was not stated.
Can I use an EA or copy trades?EAs are allowed on challenge accounts but not on Instant accounts. Copy trading is allowed between your own accounts only, not between accounts belonging to different people.
Which platform do I trade on?New accounts trade on MT5 only. Accounts bought before September 8, 2026 keep MT4 or MT5, and passing an MT4 challenge still gives an MT4 funded account.
Can traders in the United States join?No. The United States is the country named as not accepted. Canada is available, with the same challenge structure and payout process.

Reddit corner

Public Reddit threads about this firm — titles and short paraphrased themes, not full posts.

  • r/PropfirmsForum2025-10-31
    Is this firm legit? Reviews?

    A forex trader weighing a $50k challenge (80% split, $299 fee) asks about payout delays. Replies are short: one cites an award, another says payouts take 1-2 business days. Both read as light on detail.

  • r/traders2026-06-30
    Account banned and payout denied with no explanation

    One user says they hit targets, reached the payout stage and then had the account banned and the payout denied without an explanation. Single account of events, no replies. The same text was cross-posted to another subreddit and counts once.

  • r/PropTradingLife2026-07-01
    Claim that profitable traders are being targeted

    A user says they had the same experience as the poster above and alleges profitable traders are being denied. A moderator notes the post was removed by Reddit, then allowed, and asks for more evidence. Unverified allegation.

  • r/PropfirmsForum2026-09-09
    Alternatives right now?

    A current user says conditions are okay but wants to diversify. Commenters say payout reliability and clearly written rules matter more than spreads. No specific complaint about this firm.

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From ​$39

Direct link to the firm's official website.

RZR Funded price history and rule changes

From our weekly snapshots of the firm's own site.

Cheapest $2K plan, list price

$392026-10-25$392026-11-01

No plan changes since we started tracking.