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FundedElite review: rules, prices and payouts

Italy·Founded 2023
Flash Activation starts any account for $5Catalyst doubles from $25,000 to $1,000,000Splits up to 95% selectable at checkoutPayouts every 3, 7, 14 or 21 days by choiceCrypto payouts capped at $500 per cycleFirst payout after 21 days on standard models
From
​$159

From ​$159

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Rankings are never paid. Disclosure

Cheapest start$159$25K · 1 Step
Profit splitUp to 80%Your share of profits
Daily / max loss3% / 6%equity, static max loss
Leverage1:30Forex pairs
First payout14 daysAfter funding

Trust score

Trustpilot
—745 reviews · Score unavailable · 9% one-star
5★77%
4★7%
3★5%
2★3%
1★9%
1★2★3★4★5★4.74.373.894.234.554.264.074.2844.193.53.94Nov 2025Dec 2025Jan 2026Feb 2026Mar 2026Apr 2026May 2026Jun 2026Jul 2026Aug 2026Sep 2026Oct 2026
Average stars per month (Trustpilot). Red points are months under 3.5. Source ↗
Our verdict

FundedElite suits a trader who wants to tune every term at checkout, since splits from 60% to 95%, payout intervals from 3 to 21 days and leverage up to 1:100 on forex are all selectable, and Flash Activation starts any account for $5. The trade-off is complexity and cost opacity, with per-size prices for 1-Step and Lite models missing from the text sources and a $500 gross cap on each crypto payout cycle. Catalyst is the standout for momentum traders, doubling from $25,000 to $1,000,000 across six payouts with splits climbing to 95%. The 21-day first payout wait and the disputed United States eligibility are the two checks to clear before buying.

What traders likeReviewers describe responsive, helpful supportReviewers find the rules clear and trader-friendlyReviewers report fast, reliable payoutsReviewers like the spreads and trading conditionsReviewers praise the trading platform as easy to use or smooth and reliable to trade on
What traders complain aboutReviewers report payouts denied, reduced, stuck or moved goalposts onReviewers say payouts were denied over IP address or location flags they disputeReviewers call rules hidden or not disclosed before purchaseSome reviewers call the firm a scamReviewers report slow, circular or missing support replies
True cost to get funded
One-time
​$379
2-Step · no activation

2-Step is a one-time fee of ​$379, so the months slider does not change it.

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FundedElite true cost calculator

Summary

FundedElite, founded in Italy in 2023, offers highly customizable funding from $5,000 to $300,000, plus the Catalyst ladder that starts at $25,000 instant and doubles with each payout to $1,000,000. Standard 2-Step challenges ask for 8% then 5% with a 5% daily loss and 8% maximum loss, while Lite models cut entry costs with tighter 6% to 8% maximum losses. Flash Activation starts any account for a $5 entry fee with a 6% target and activation fees from $159. Splits run from 70% to 95% depending on model and checkout choices, payouts can be set every 3, 7, 14 or 21 days, and the minimum crypto withdrawal is $30.

Firm overview

Which trading platforms can you use?MT5, Match Trader, TradeLocker
How can a trader pay?Credit/Debit CardCryptoGoogle PayApple Pay
How are payouts sent?Crypto · Rise · Bank Transfer
CEOChristian Habibi
Clearing broker for prop program—
Where is the firm based?Italy
Founded2023
Years operating3

Instruments and assets

Example symbolsEURUSDGBPUSDUSDJPYAUDUSDUSDCADXAUUSDXAGUSDUS30US500US100USOILBTCUSDAAPL

Leverage

Forex1:30
Indices1:10
Metals1:10
Energy1:10
Crypto1:2

Commissions

$3 per lot on forex and energy, no commission on metals, indices and crypto, and swap free.

FX $3 per lotExample 1 lot EURUSD costs $3 before spread.

Consistency

EvaluationProfitable day requirements apply by model: 3 profitable days on most models and 5 on $300,000 and $400,000 accounts. Atom models cap the best day at 50% of total profit.
Funded accountFunded accounts carry a 30% consistency rule on Flash Activation live accounts and model-specific profitable day requirements before payout.

Firm rules

News tradingNews trading is allowed.
Copy tradingCopy trading is allowed.
InactivityAn account left idle for 29 days can be closed.

Challenges

ProgramAccountPriceActivationTargetMax lossDrawdownDaily lossTrue cost (1 mo) ↓
2-Step​$25K​$249 once$0 (Free)​$2,000​$2,000Static5% (equity)​$249Get
2-Step​$50K​$379 once$0 (Free)​$4,000​$4,000Static5% (equity)​$379Get
2-Step​$100K​$699 once$0 (Free)​$8,000​$8,000Static5% (equity)​$699Get
2-Step​$200K​$1,299 once$0 (Free)​$16,000​$16,000Static5% (equity)​$1,299Get
1-Step​$100K—$0 (Free)​$12,000​$8,000Static3% (equity)—Get
Lite 1-Step​$100K—$0 (Free)​$12,000​$6,000Static3% (equity)—Get
Lite 2-Step​$50K—$0 (Free)​$5,000​$4,000Static4% (equity)—Get
Flash Activation​$25K​$159 once$0 (Free)​$1,500​$1,500Static3% (equity)​$159Get
Flash Activation​$50K​$329 once$0 (Free)​$3,000​$3,000Static3% (equity)​$329Get
Flash Activation​$100K​$499 once$0 (Free)​$6,000​$6,000Static3% (equity)​$499Get
Flash Activation​$200K​$989 once$0 (Free)​$12,000​$12,000Static3% (equity)​$989Get
Instant​$100K—$0 (Free)—​$6,000Trailing3% (equity)—Get
Catalyst​$25K—$0 (Free)———None—Get

Payouts

Profit split80% to the trader
Minimum payout​$30

Restricted countries

Limited countries are capped at $100,000 allocation each.

Fully restricted (16):

AlgeriaCubaIranIraqKenyaLebanonLibyaNorth KoreaRussiaSomaliaSyriaTurkey+4 more

Limited (2).

VietnamPakistan

Announcements

October 25, 2026 · Catalyst instant ladder shown on the official siteThe official Catalyst page describes a $25,000 instant account that doubles with each payout and lifts its split to $1,000,000 and 95%, with the first payout approved within 14 days and later payouts every 7 days.
October 25, 2026 · Flash Activation and Elite Packs shown on the official homepageThe official homepage offers Flash Activation from a $5 entry fee with activation only after passing, free retries on select account types, and Elite Packs that turn payouts into pack credits.

FAQ

What does a FundedElite challenge cost?Standard 2-Step pricing in the published ladder runs $249 for $25,000, $379 for $50,000, $699 for $100,000 and $1,299 for $200,000. Flash Activation starts at a $5 entry fee with activation fees of $159, $329, $499 and $989 for $25,000 to $200,000.
What are the standard 2-Step and 1-Step rules?The 2-Step asks for 8% in phase 1 and 5% in phase 2 with a 5% daily loss and 8% static maximum loss and 3 minimum trading days per phase. The 1-Step asks for 12% once with a 3% daily loss and 8% static maximum loss. Both pay 80% by default with higher splits selectable at checkout.
How do Lite models differ?Lite models cut entry costs and tighten risk: Lite 2-Step asks for 10% then 5% with a 4% daily loss and 8% maximum loss, and Lite 1-Step asks for 12% once with a 3% daily loss and 6% maximum loss. Lite 1-Step pays first after 21 days, and Lite 2-Step pays first after 21 days then every 14 days.
How does Flash Activation work?Flash Activation starts any account for a $5 entry fee with a single 6% phase, 3% daily loss and 6% maximum loss and no minimum trading days in evaluation. After passing, an activation fee from $159 to $989 must be paid within 29 days. The funded phase needs 3 profitable days of 0.5% each and carries a 30% consistency rule.
How does Catalyst work?Catalyst starts with a $25,000 instant account at an 80% split and no evaluation phases. The profit target is adjustable from 5% to 10%, the account doubles with each payout, and the split climbs to 95% at $1,000,000. The first payout is approved within 14 days and later payouts run every 7 days.
Can I trade news, hold weekends and use expert advisors?News trading is allowed and weekend holding is allowed, with a weekend trading add-on on some models. Copy trading is allowed. Automated trading tools are not allowed on the challenge listings, while manual trading tools are allowed.
When do payouts happen, and what are the limits?Payout intervals of 3, 7, 14 or 21 days are selected at checkout, and the first payout is after 21 days on standard models. The minimum withdrawal is $30 by crypto and $500 through Rise, crypto payouts are capped at $500 gross per cycle, and Rise withdrawals carry a $35 fee.
Which countries are restricted?Algeria, Cuba, Iran, Iraq, Kenya, Lebanon, Libya, North Korea, Russia, Somalia, Syria, Turkey, the United States of America and the Crimea, Donetsk and Luhansk regions of Ukraine are listed as banned, while Vietnam and Pakistan are capped at $100,000 allocation each.

Reddit corner

Public Reddit threads about this firm — titles and short paraphrased themes, not full posts.

  • r/propfirm2026-05-22
    Fundedelite is bad

    The poster says a payout request was met with a claim of VPN use and an offer to split the profit, and that a later account was closed. Replies question why they went back; the poster cites the weekly payout schedule. One account, unverified.

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From ​$159

Direct link to the firm's official website.

FundedElite price history and rule changes

From our weekly snapshots of the firm's own site.

Cheapest $25K plan, list price

$1592026-10-25$1592026-11-01

No plan changes since we started tracking.