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Funded Trading Plus review: rules, prices and payouts

United Kingdom·Founded 2021
Static 8% maximum loss on 2-Step ClassicDay-zero first payout on ExpressNo time limit, no minimum days80% split rising to 100% on profit50% funded consistency rulePayouts pass a discretionary risk review
From
​$89

From ​$89

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Rankings are never paid. Disclosure

Cheapest start$89$10K · 2 Steps
Profit splitUp to 80%Your share of profits
Daily / max loss4% / 8%balance, static max loss
LeverageUp to 1:50Forex pairs, from 1:30 on some plans
First payoutOn requestAfter funding

Trust score

Trustpilot
—2,667 reviews · Score unavailable · 4% one-star
5★89%
4★5%
3★1%
2★1%
1★4%
1★2★3★4★5★3.73.244.384.333.84.1752.422.832.711.331.38Nov 2025Dec 2025Jan 2026Feb 2026Mar 2026Apr 2026May 2026Jun 2026Jul 2026Aug 2026Sep 2026Oct 2026
Average stars per month (Trustpilot). Red points are months under 3.5. Source ↗
Our verdict

Funded Trading Plus suits a trader who wants a tidy three-program range with no time limits, no minimum trading days, and a clear split ladder from 80% to 100%. The 2-Step Classic at $319 for $50,000 pairs an 8% static floor with 1:50 forex leverage, which is the strongest risk-to-price combination in this batch, while Express at $349 gives a one-phase route with day-zero first payouts. The trade-offs are a 50% funded consistency rule, a discretionary risk review on withdrawals, and several live conflicts on refund thresholds and the $200,000 Classic price. A trader who wants automatic payouts without a consistency gate should look elsewhere.

What traders likeReviewers describe responsive, helpful supportReviewers find the rules clear and trader-friendlyReviewers report fast, reliable payoutsReviewers like the spreads and trading conditionsReviewers praise the trading platform as easy to use or smooth and reliable to trade on
What traders complain aboutReviewers report being banned or blocked after profits or payoutsReviewers report payout delays or disputes with unresolved ticketsReviewers report no funded account after passing, or KYC rejectionsReviewers call the rules unfair (trailing balance, margin, drawdown, hard breach)Reviewers report poor fills, spreads and app problems
True cost to get funded
One-time
​$349
1-Step Express · no activation

1-Step Express is a one-time fee of ​$349, so the months slider does not change it.

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Funded Trading Plus true cost calculator

Summary

Funded Trading Plus, founded in London in 2021, offers Instant Funding, 1-Step Express and 2-Step Classic accounts from $5,000 to $200,000 on MT5, cTrader, Match Trader and DXTrade, covering forex, indices, commodities and crypto. Express asks for 10% once with a 4% daily loss and a 6% trailing maximum loss, while Classic asks for 7% in each phase with a 4% daily loss and an 8% static maximum loss. Instant Funding skips evaluation with a 6% daily loss and a 6% trailing maximum loss. All three start at an 80% split, rising to 90% at 20% funded profit and 100% at 30%, with rewards every 7 days and a $50 minimum.

Firm overview

Which trading platforms can you use?MT5, cTrader, Match Trader, DXTrade
How can a trader pay?Debit cardCredit cardE-walletsElectronic money servicesCrypto
How are payouts sent?Bank transfer · Crypto
CEOSimon Massey
Clearing broker for prop program—
Where is the firm based?United Kingdom
Founded2021
Years operating5

Instruments and assets

Example symbolsEURUSDGBPUSDUSDJPYUSDCHFUSDCADAUDUSDNZDUSDXAUUSDXAGUSDUS30NAS100SPX500GER40BRENTWTI

Leverage

Forex1:50
Indices1:20
Metals1:30
Crypto1:2

Commissions

No per-lot commission schedule was located. All accounts are swap-free, so holding a simulated position past market close carries no overnight financing charge.

Consistency

Evaluation2-Step Classic carries a 35% consistency limit during both challenge steps in a help-centre-derived summary. No program carries a minimum trading-day requirement or a time limit.
Funded accountA 50% consistency limit applies on the funded stage: no single trading day's net profit from closed positions may exceed 50% of total net profit in the current payout period. A 25% payout consistency rule applies on the funded stage of the Pass Now Pay Later model in a separate summary.

Firm rules

News tradingAllowed.
Copy tradingAllowed, but the same strategy must not be copied across multiple accounts.
InactivityAn account expires after 30 days without a position both opened and closed, at both the evaluation and funded stages.
Prohibited strategiesArbitrage, Hedging on different accounts, Generic or fully automated expert advisors, Copying the same strategy across multiple accounts

Challenges

ProgramAccountPriceActivationTargetMax lossDrawdownDaily lossTrue cost (1 mo) ↓
1-Step Express​$10K​$99 once$0 (Free)​$1,000​$600Trailing4% (balance)​$99Get
1-Step Express​$25K​$199 once$0 (Free)​$2,500​$1,500Trailing4% (balance)​$199Get
1-Step Express​$50K​$349 once$0 (Free)​$5,000​$3,000Trailing4% (balance)​$349Get
1-Step Express​$100K​$549 once$0 (Free)​$10,000​$6,000Trailing4% (balance)​$549Get
1-Step Express​$200K​$999 once$0 (Free)​$20,000​$12,000Trailing4% (balance)​$999Get
2-Step Classic​$10K​$89 once$0 (Free)​$700​$800Static4% (balance)​$89Get
2-Step Classic​$25K​$169 once$0 (Free)​$1,750​$2,000Static4% (balance)​$169Get
2-Step Classic​$50K​$319 once$0 (Free)​$3,500​$4,000Static4% (balance)​$319Get
2-Step Classic​$100K​$549 once$0 (Free)​$7,000​$8,000Static4% (balance)​$549Get
2-Step Classic​$200K—$0 (Free)​$14,000​$16,000Static4% (balance)—Get
Instant Funding​$5K​$249 once$0 (Free)—​$300Trailing6% (balance)​$249Get
Instant Funding​$10K​$429 once$0 (Free)—​$600Trailing6% (balance)​$429Get
Instant Funding​$25K​$1,099 once$0 (Free)—​$1,500Trailing6% (balance)​$1,099Get
Instant Funding​$50K​$2,199 once$0 (Free)—​$3,000Trailing6% (balance)​$2,199Get
Instant Funding​$100K​$4,499 once$0 (Free)—​$6,000Trailing6% (balance)​$4,499Get

Payouts

Profit split80% on the standard plan · up to 100% on some plans or with scaling (details in the FAQ)
Minimum payout​$50

Restricted countries

Ukraine is restricted only for the named regions. United States traders are limited by platform: MT5 is not available to them, and Match Trader or DXTrade are used instead.

Fully restricted (27):

AfghanistanBelarusBurundiCubaEritreaGuineaGuinea-BissauIranLiberiaLibyaMyanmarNorth Korea+15 more

Limited (1).

United States

Announcements

August 26, 2026 · Prohibited countries list updatedThe official help centre updated its prohibited countries list on 26 August 2026, covering 23 entries including named regions of Ukraine, with a note that purchases from those countries may not be refundable.
2026 · Programs consolidated into three productsIn 2026 the firm dropped its older overlapping program names and consolidated everything into Instant Funding, 1-Step Express and 2-Step Classic, none of which carries a time limit or a minimum trading-day requirement.
2025 · Best Instant Funding AwardThe firm lists a 2025 Best Instant Funding Award among its credentials, alongside more than $19,500,000 paid to traders since 2021.

FAQ

What programs does Funded Trading Plus offer?Three programs: Instant Funding with no evaluation, 1-Step Express with a single 10% target, and 2-Step Classic with 7% targets in each phase. None has a time limit or a minimum trading-day requirement.
What does each program cost?1-Step Express costs $99 for $10,000, $199 for $25,000, $349 for $50,000, $549 for $100,000 and $999 for $200,000. 2-Step Classic costs $89, $169, $319 and $549 from $10,000 to $100,000. Instant Funding costs $249 for $5,000 up to $4,499 for $100,000.
What are the loss limits?Express and Classic both use a 4% daily loss. Express uses a 6% trailing maximum loss that fixes at the starting balance, while Classic uses an 8% static maximum loss. Instant Funding uses a 6% daily loss and a 6% trailing maximum loss.
Is there a consistency rule?Yes on the funded stage: no single day's net profit from closed positions may exceed 50% of total net profit in the current payout period. 2-Step Classic also carries a 35% consistency limit during both challenge steps in a help-centre-derived summary.
When can I withdraw, and what split do I keep?Express allows a first request from day zero after reaching the funded stage, with later requests every 7 days and a $50 minimum. Every program starts at 80%, rising to 90% at 20% funded profit and 100% at 30%.
Can I use expert advisors and copy trading?Manual expert advisors are allowed, but generic or fully automated expert advisors are not. Copy trading is allowed, but the same strategy must not be copied across multiple accounts.
Which platforms can I use?MT5, cTrader, Match Trader and DXTrade. 2-Step Classic is restricted to MT5 and Match Trader only, and United States traders are routed to Match Trader or DXTrade.
Who runs Funded Trading Plus?The firm was founded in London in 2021, with Simon Massey named as chief executive. It operates through FTP London Ltd and Acello Ltd, with GooeyTrade as the technology and platform provider.

Reddit corner

Public Reddit threads about this firm — titles and short paraphrased themes, not full posts.

  • r/PropFirmTester2026-02-14
    Share your experience with FundedTradingPlus. Are they legit?

    Poster describes getting two Phase 2 accounts a minute apart and then a manual breach notice on one without trading, and asks if that is normal. Replies point to the Trustpilot review count and one trader says it is a good firm after passing a 25k account, noting the packages changed.

  • r/PropfirmsForum2026-08-30
    Anyone have a real Funded Trading Plus review?

    Asker worries online reviews are affiliate-driven and asks about spreads and withdrawals. One trader with ten months on gold reports fast payouts but spreads widening around news; others call it legit with a clean dashboard.

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From ​$89

Direct link to the firm's official website.

Is Funded Trading Plus legit?

Funded Trading Plus is a firm founded in 2021 in the United Kingdom. Programs start at an 80% split and can reach 100% through funded-stage progression. Payouts run every 7 days on 1-Step Express and instant programs. Prop firms are not regulated like brokers, so your protection comes from the firm's own rules, not a regulator. Check the progression and withdrawal review rules before you pay.

Founded
Founded in 2021. The firm is based in the United Kingdom.
Trustpilot
Score unavailable under a Trustpilot guidelines warning, from 2,667 reviews in October 2026.
Payouts
Every 7 days on 1-Step Express and instant programs after an on-demand first request. The minimum withdrawal is $50.
Watch out for
Sampled negative reviews mention blocks after profits or payouts, and disputed funded-account access or KYC rejection after passing.
Our take
The draw is the split growing to 100% through progression, not the weekly cycle itself. Prop trading can cost you every fee you pay.

Updated 2026-10-26

Funded Trading Plus price history and rule changes

From our weekly snapshots of the firm's own site.

Cheapest $5K plan, list price

$2492026-10-25$2492026-11-01

No plan changes since we started tracking.