Finotive Funding review: rules, prices and payouts
Trust score
TrustpilotFinotive Funding suits a trader who wants static drawdown, low entry prices and fast first payouts, with a 1-Step challenge at $110 for $10,000, $450 for $50,000 and $650 for $100,000, asking for 10% with a 4% daily loss and a 7.5% static maximum loss, and an 80% split rising to 95% through scaling. The 2-Step is cheaper at $100, $440 and $595 for the same sizes, but its daily and maximum loss figures differ across summary sources, so the 5% daily and 10% static figures here must be read against the firm's terms before buying. Instant Funding Standard starts at a 75% split and Lite at 70%, both expensive at $1,900 and $950 for $50,000, with payouts on demand then weekly or every 14 days. The behavioural concentration limits are the real constraint, since strikes can cut a payout split sharply.
1-Step Challenge is a one-time fee of $450, so the months slider does not change it.
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Summary
Finotive Funding, founded in 2021, offers 1-Step, 2-Step, Instant Funding and Pro programs with sizes from $2,500 to $200,000. The 1-Step challenge asks for 10%, with a 4% daily loss and a 7.5% static maximum loss, priced at $110 for $10,000, $450 for $50,000 and $650 for $100,000, with an 80% split rising to 95% through scaling. The 2-Step asks for 7.5% then 5% and is cheaper at $100, $440 and $595 for the same sizes. Instant Standard and Lite cost $1,900 and $950 for $50,000, payouts start on demand once eligible, then run every 7 days, or every 14 days on Lite, and all accounts use static drawdown with the trading day resetting at 17:00 New York Time.
Firm overview
Instruments and assets
Leverage
Commissions
No commission schedule.
Consistency
Firm rules
Challenges
| Program | Account | Price | Activation | Target | Max loss | Drawdown | Daily loss | True cost (1 mo) ↓ | |
|---|---|---|---|---|---|---|---|---|---|
| 1-Step Challenge | $10K | $110 once | $0 (Free) | $1,000 | $750 | Static | 4% (balance) | $110 | Get |
| 1-Step Challenge | $50K | $450 once | $0 (Free) | $5,000 | $3,750 | Static | 4% (balance) | $450 | Get |
| 1-Step Challenge | $100K | $650 once | $0 (Free) | $10,000 | $7,500 | Static | 4% (balance) | $650 | Get |
| 2-Step Challenge | $10K | $100 once | $0 (Free) | $750 | $1,000 | Static | 5% (balance) | $100 | Get |
| 2-Step Challenge | $50K | $440 once | $0 (Free) | $3,750 | $5,000 | Static | 5% (balance) | $440 | Get |
| 2-Step Challenge | $100K | $595 once | $0 (Free) | $7,500 | $10,000 | Static | 5% (balance) | $595 | Get |
| Instant Funding Standard | $50K | $1,900 once | $0 (Free) | — | — | Static | None | $1,900 | Get |
| Instant Funding Lite | $50K | $950 once | $0 (Free) | — | — | Static | None | $950 | Get |
Payouts
Announcements
FAQ
Reddit corner
Public Reddit threads about this firm — titles and short paraphrased themes, not full posts.
- anyone got a payout at finotive finding?
A trader asks whether Finotive actually pays; replies are mixed.
- Finotive Funding reviews? Are they legit?
Users discuss Finotive's legitimacy, mostly in the context of the CFD brand.
- Made $3.6k profit with Finotive, got paid only $300 for "Directional Flip After Loss" and "Profit Concentration" — apparently changing mind and high RR are now violations
A Finotive (CFD) trader says most of a payout was cut under rule labels they consider vague.
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Direct link to the firm's official website.
Finotive Funding price history and rule changes
From our weekly snapshots of the firm's own site.
Cheapest $10K plan, list price
No plan changes since we started tracking.