Forex / Firms / Crypto Fund TraderCrypto Fund Trader also offers Crypto →

Crypto Fund Trader review: rules, prices and payouts

Switzerland·Founded 2022

1-Phase from $40 for $5,00080% split, 90% with add-onNo evaluation time limit, 0 minimum daysWeekend holding allowedFirst reward after 15 traded days$10,000 daily profit capInstant split starts at 50%

From

$40

From $40

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Rankings are never paid. Disclosure

Cheapest start$40$5K · 1 Step

Profit splitUp to 80%Your share of profits

Daily / max loss4% / 6%trailing max loss

Leverage1:30Forex pairs

Trust score

Trustpilot

—1,110 reviews · Score unavailable · 14% one-star

5★77%

4★5%

3★2%

2★2%

1★14%

Average stars per month (Trustpilot). Red points are months under 3.5. Source ↗

Our verdict

Crypto Fund Trader suits a Forex trader who also wants deep crypto coverage, with 45 Forex pairs plus more than 500 crypto pairs, no evaluation time limit, no minimum trading days in evaluation and weekend holding allowed. The 1-Phase route at $40 for $5,000 with a 10% target and an 80% split is fairly priced, and the published commission schedule is unusually transparent at $5 per lot on FX. The trade-offs are a first reward wait of 15 traded days or 30 calendar days, a $10,000 daily and per-trade profit cap, and an Instant split that starts at just 50%.

What traders likeReviewers describe responsive, helpful supportReviewers report fast, reliable payoutsReviewers find the rules clear and trader-friendlyReviewers like the spreads and trading conditionsReviewers praise the trading platform as easy to use or smooth and reliable to trade on

What traders complain aboutSlow, dismissive or unhelpful support when disputing a decisionPayouts denied, delayed or restrictedAccounts breached under drawdown or rule checks that traders call unclear or unfairAccounts banned or closed, often after a payout requestReviewers call the marketing and review practices misleading

True cost to get funded

One-time

$369

1-Phase · no activation

1-Phase is a one-time fee of $369, so the months slider does not change it.

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Summary

Crypto Fund Trader, run from Zug in Switzerland and founded in November 2022, offers Instant, 1-Phase and 2-Phase evaluations on Match-Trader, MT5 and Bybit, with funded allocation up to $300,000. Forex traders get 45 pairs alongside indices, commodities, stocks and more than 500 crypto pairs, with leverage of 1:30 on Forex and up to 1:100 on crypto for 1-Phase and 2-Phase accounts. The 1-Phase route targets 10% with a 4% daily loss limit and a 6% trailing maximum loss, while 2-Phase targets 8% then 5% with a 5% daily limit and a 10% static maximum loss. Traders keep 80% by default, 90% with an add-on, and can request a first reward after 15 traded days or 30 calendar days.

Firm overview

Which trading platforms can you use?CFT Platform (MatchTrader), MT5, Bybit

CEO—

Clearing broker for prop program—

Where is the firm based?Switzerland

Founded2022

Years operating4

Legal entitySWISS RLCRATES AG

Instruments and assets

Example symbolsEUR/USDGBP/USDUSD/JPYAUD/USDUSD/CHFEUR/GBPXAU/USDBTC/USDTETH/USDTSOL/USDTXRP/USDTUS30

Leverage

Forex1:30

Indices1:20

Energy1:30

CryptoInstant 1:5, 1-Phase and 2-Phase 1:100

Commissions

Spreads from 0 pips. Crypto commission is 0.0325% per side on Match-Trader and MT5, 0.065% round trip, and native Bybit fees with no markup on the Bybit route. FX costs $5 per lot, indices 0.01% round trip, other commodities 0.001% round trip and stocks 0.004% round trip.

Per lot $5 per lot on FXExample A $10,000 BTC position on Match-Trader or MT5 costs about $6.50 in commission round trip: $3.25 to open plus $3.25 to close, excluding spread, slippage and any overnight swap or Bybit funding.

Consistency

EvaluationNone on 1-Phase, 2-Phase and Instant evaluations.

Funded accountNone stated for 1-Phase and 2-Phase final stage accounts. Break final stage accounts, which are not listed in this Forex challenge list, carry a 40% best-day cap at reward request.

Firm rules

News tradingAllowed with no restrictions on most programs. Ascend is the exception: no new trades or added risk from 2 minutes before to 2 minutes after a high-impact news event or market opening, with no more than 2% of initial balance at risk in that window.

Copy tradingCopy trading is allowed in Break accounts only during the evaluation phase and only between the trader's own Break accounts. It is not allowed in Break final stage or in Ascend accounts. General copy trading is otherwise governed by the reverse trading and cross-account hedging bans.

Prohibited strategiesGambling-style trading and all-in trading, Abusive hedging and cross-account hedging, High-frequency trading and tick scalping, Arbitrage and news scalping expert advisors, Spot trading on Bybit sub-accounts, Adding funds to an assigned Bybit sub-account

Challenges

Program	Account	Price	Activation	Target	Max loss	Drawdown	Daily loss	True cost (1 mo) ↓
1-Phase	$5K	$40 once	$0 (Free)	$500	$300	Trailing	4%	$40	Get
1-Phase	$10K	$80 once	$0 (Free)	$1,000	$600	Trailing	4%	$80	Get
1-Phase	$25K	$219 once	$0 (Free)	$2,500	$1,500	Trailing	4%	$219	Get
1-Phase	$50K	$369 once	$0 (Free)	$5,000	$3,000	Trailing	4%	$369	Get
1-Phase	$100K	$619 once	$0 (Free)	$10,000	$6,000	Trailing	4%	$619	Get
1-Phase	$200K	$1,199 once	$0 (Free)	$20,000	$12,000	Trailing	4%	$1,199	Get
2-Phase	$5K	$58 once	$0 (Free)	$400	$500	Static	5%	$58	Get
2-Phase	$10K	$110 once	$0 (Free)	$800	$1,000	Static	5%	$110	Get
2-Phase	$25K	$240 once	$0 (Free)	$2,000	$2,500	Static	5%	$240	Get
2-Phase	$50K	$389 once	$0 (Free)	$4,000	$5,000	Static	5%	$389	Get
2-Phase	$100K	$660 once	$0 (Free)	$8,000	$10,000	Static	5%	$660	Get
2-Phase	$200K	$1,250 once	$0 (Free)	$16,000	$20,000	Static	5%	$1,250	Get
Instant	$2,500	$125 once	$0 (Free)	—	$150	Static	4%	$125	Get
Instant	$5K	$240 once	$0 (Free)	—	$300	Static	4%	$240	Get
Instant	$10K	$475 once	$0 (Free)	—	$600	Static	4%	$475	Get

Payouts

Profit split80% on the standard plan · up to 90% on some plans or with scaling (details in the FAQ)

Restricted countries

Match-Trader has no country restrictions stated.

Limited (2).

United States: MT5 not available to users residing in the United StatesBybit route: traders must comply with Bybit jurisdictional restrictions, at their own risk

Announcements

September 20, 2026 · Instant Payouts are hereEligible payout requests can now be processed in under 1 minute, with existing payout eligibility rules unchanged.

July 15, 2026 · Gold trading is backGold trading returned to the firm, offered alongside its challenge accounts.

June 9, 2026 · Break Accounts launchedBreak Accounts launched with on-demand payouts, one phase, no minimum trading days and lower entry pricing.

FAQ

What does a Crypto Fund Trader challenge cost?1-Phase costs $40 for $5,000, $80 for $10,000, $219 for $25,000, $369 for $50,000, $619 for $100,000 and $1,199 for $200,000. 2-Phase costs $58, $110, $240, $389, $660 and $1,250 across the same sizes. Instant costs $125 for $2,500, $240 for $5,000 and $475 for $10,000. All prices are one-time list prices in dollars, before any promotion.

What are the drawdown limits?1-Phase has a 4% daily loss limit and a 6% trailing maximum loss that locks at the starting balance. 2-Phase has a 5% daily loss limit and a 10% static maximum loss. Instant shows a 4% daily loss limit and a 6% maximum loss on the official homepage. There is no time limit in evaluation on any of these programs.

Is there a consistency rule?No consistency rule applies during evaluation on 1-Phase, 2-Phase or Instant programs. No funded consistency rule for 1-Phase or 2-Phase final stage accounts.

What split do I get, and is there a minimum payout?Traders keep 80% by default on 1-Phase and 2-Phase accounts, and 90% with the Bonus Performance add-on, which costs 20% of the evaluation price. Instant accounts start at 50% and scale to 90% as the account doubles on each 10% Withdrawal and Upgrade. No minimum payout amount in the official FAQ.

When can I request my first payout?For 1-Phase and 2-Phase final stage accounts, after 15 traded days or 30 calendar days, then every 15 traded days or every 30 calendar days. A weekly add-on costing 20% of the evaluation price allows requests every 7 traded days. Instant accounts pay on Withdrawal and Upgrade at 10% profit, and eligible requests can now be processed in under 1 minute.

Can I hold over the weekend and trade news?Yes. Positions may be held overnight and over the weekend on all account types and instruments, and news trading is allowed with no restrictions on most programs. Ascend is the exception, with a 2-minute news window and a 2% risk cap in that window.

Can I use bots or expert advisors?Automated strategies are allowed except high-frequency trading, tick scalping, arbitrage, news scalping expert advisors, arbitrage expert advisors and multi-account reverse trading expert advisors. Copy trading is allowed only in Break evaluation accounts between your own Break accounts, and is not allowed in Break final stage or Ascend accounts.

Which countries cannot join?No country is fully restricted. MT5 is not available to users residing in the United States, and Bybit-route traders must comply with Bybit jurisdictional restrictions. Match-Trader has no country restrictions stated.

Reddit corner

Public Reddit threads about this firm — titles and short paraphrased themes, not full posts.

r/PropFirmTester2026-02-24
My experience with Crypto Fund Trader (CFT): payout issues and account ban
Trader says a payout stayed pending with no clear timeline and the account was then banned. A commenter reports payout issues too.
r/PropFirmTester2026-05-08
how are the spreads in crypto fund trader?
A reply says spreads are decent, especially in crypto, but fees and swap add up: one month of 31 gold trades made $383 gross with $190 in fees.
r/CryptoPropFirms2026-04-15
Crypto Fund Trader -- clarity with rules
Trader says support gives shifting answers on exchange sub-account requirements. A reply says the same.
r/PropfirmsForum2026-03-30
Any discount for Crypto Fund Trader?
Neutral. Question about new-user discounts. Replies suggest checking for event promos.

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Crypto Fund Trader review: rules, prices and payouts

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