Forex / Firms / Audacity Capital

Audacity Capital review: rules, prices and payouts

United Kingdom·Founded 2012

7.5% daily and 15% maximum loss in Ability phase 1Fee refunded with the first payout on Ability routesNo consistency rule and no time limitInstant funding from $119 with a 50% starting split3-minute no-trade window around high impact newsAbility One capped at 3% daily and 6% maximum loss

From

$49

From $49

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Rankings are never paid. Disclosure

Cheapest start$49$5K · 2 Steps

Profit splitUp to 75%Your share of profits

Daily / max loss7.5% / 15%higher of balance or equity, static max loss

LeverageUp to 1:100Forex pairs, from 1:30 on some plans

First payout14 daysAfter funding

Trust score

Trustpilot

—281 reviews · Score unavailable · 38% one-star

5★50%

4★6%

3★2%

2★4%

1★38%

Average stars per month (Trustpilot). Red points are months under 3.5. Source ↗

Our verdict

Audacity Capital suits a trader who wants a long-running firm with a genuinely wide phase 1 allowance, since the Ability Challenge gives 7.5% daily and 15% maximum room on a $49 entry for $5,000, and the fee comes back with the first payout. The trade-off is the strict 3-minute news window and the much tighter funded limits, with Ability One capped at a 3% daily and 6% maximum loss from day one. The instant route skips evaluation but starts at only a 50% split and lower 1:30 leverage, so it fits experienced traders who value immediate access over headline terms.

What traders likeReviewers describe responsive, helpful supportReviewers find the rules clear and trader-friendlyReviewers report fast, reliable payoutsReviewers like the spreads and trading conditionsReviewers praise the trading platform as easy to use or smooth and reliable to trade on

What traders complain aboutReviewers report payouts denied, cut or delayed, sometimes after an earlier payout or approvalReviewers report accounts breached or closed, often at the funded stage or right after a payout request, over breaches they disputeReviewers say rules were made up or changed, or applied in ways they say were not advertised (news, trade duration, consistency)Some reviewers call the firm a scamReviewers report unresponsive or weak support, including an unanswered refund request

True cost to get funded

One-time

$329

Ability Challenge · no activation

Ability Challenge is a one-time fee of $329, so the months slider does not change it.

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Summary

Audacity Capital, founded in London in 2012, offers three routes to funding: the two-phase Ability Challenge, the single-phase Ability One, and the instant Funded Trader Program, with account sizes from $5,000 to $200,000 and scaling to $2,000,000. The Ability Challenge asks for 10% then 5%, with a 7.5% daily loss and 15% maximum loss in phase 1, while Ability One asks for 10% once with a tighter 3% daily and 6% maximum loss. Fees start at $49 for a $5,000 Ability Challenge and are refunded with the first payout, and funded profit splits start at 75% and can reach 90% on evaluation routes, with payouts every 14 days.

Firm overview

Which trading platforms can you use?MT5, DXTrade

How can a trader pay?Credit/Debit CardCryptoPayPal

How are payouts sent?Bank Transfer · Crypto · PayPal · Riseworks

CEOKarim Yousfi

Clearing broker for prop program—

Where is the firm based?United Kingdom

Founded2012

Years operating14

Instruments and assets

Example symbolsEURUSDGBPUSDUSDJPYAUDUSDUSDCADEURGBPGBPJPYNZDUSDUSDCHFXAUUSDXAGUSDUS30US500US100USOIL

Leverage

Crypto1:2

Energy1:25

Forex1:100

Indices1:100

Metals1:50

Commissions

$6 per lot round trip on Ability Challenge and Ability One across forex, metals, indices, energy and crypto; no commission on the Funded Trader Program.

FX $6 per lotExample 1 lot EURUSD on an Ability account costs $6 round trip before spread.

Consistency

EvaluationNo consistency rule on any program.

Funded accountNo consistency rule on funded accounts.

Firm rules

News tradingTrading during news events is allowed, but opening, closing or adding to a position within 3 minutes before or after a high impact release or speech on the affected instrument is treated as excessive risk and a hard breach. All FOMC events count as major news events.

Copy tradingCopy trading is allowed between your own accounts and from an external account that belongs to you; copying another trader is not allowed.

InactivityAn account with no trade for 6 months is breached.

Challenges

Program	Account	Price	Activation	Target	Max loss	Drawdown	Daily loss	True cost (1 mo) ↓
Ability Challenge	$5K	$49 once	$0 (Free)	$500	$750	Static	7.5% (higher of balance or equity)	$49	Get
Ability Challenge	$10K	$79 once	$0 (Free)	$1,000	$1,500	Static	7.5% (higher of balance or equity)	$79	Get
Ability Challenge	$25K	$195 once	$0 (Free)	$2,500	$3,750	Static	7.5% (higher of balance or equity)	$195	Get
Ability Challenge	$50K	$329 once	$0 (Free)	$5,000	$7,500	Static	7.5% (higher of balance or equity)	$329	Get
Ability Challenge	$100K	$549 once	$0 (Free)	$10,000	$15,000	Static	7.5% (higher of balance or equity)	$549	Get
Ability Challenge	$200K	$1,049 once	$0 (Free)	$20,000	$30,000	Static	7.5% (higher of balance or equity)	$1,049	Get
Ability One	$5K	$69 once	$0 (Free)	$500	$300	Static	3% (higher of balance or equity)	$69	Get
Ability One	$10K	$99 once	$0 (Free)	$1,000	$600	Static	3% (higher of balance or equity)	$99	Get
Ability One	$25K	$249 once	$0 (Free)	$2,500	$1,500	Static	3% (higher of balance or equity)	$249	Get
Ability One	$50K	$399 once	$0 (Free)	$5,000	$3,000	Static	3% (higher of balance or equity)	$399	Get
Ability One	$100K	$699 once	$0 (Free)	$10,000	$6,000	Static	3% (higher of balance or equity)	$699	Get
Funded Trader Program	$5K	$119 once	$0 (Free)	—	$500	Static	5% (equity)	$119	Get
Funded Trader Program	$10K	$279 once	$0 (Free)	—	$1,000	Static	5% (equity)	$279	Get
Funded Trader Program	$25K	$449 once	$0 (Free)	—	$2,500	Static	5% (equity)	$449	Get
Funded Trader Program	$50K	$1,299 once	$0 (Free)	—	$5,000	Static	5% (equity)	$1,299	Get

Payouts

Profit split75% to the trader

Minimum payout$20

Restricted countries

Fully restricted (4):

IranNorth KoreaSyriaVenezuela

Announcements

July 28, 2026 · 35% off for all programs to celebrate $250,000,000 in payoutsA limited-time 35% discount across all accounts and programs to mark $250,000,000 paid out.

June 2, 2026 · Account sizes relaunched from $5,000 to $200,000Account sizes relaunched across the Ability Challenge, Ability One and instant funding routes, from $5,000 to $200,000.

March 9, 2026 · April trader competition opensA free trading competition with a $120,000 Ability Challenge account as the top prize, running from 9 March to 31 March 2026.

FAQ

What does an Audacity Capital challenge cost, and is the fee refunded?The Ability Challenge costs $49 for $5,000, $79 for $10,000, $195 for $25,000, $329 for $50,000, $549 for $100,000 and $1,049 for $200,000 as a one-time fee, and the fee is refunded with the first payout. Ability One costs $69, $99, $249, $399 and $699 for $5,000 to $100,000 and is also refunded with the first payout.

What are the Ability Challenge rules?Phase 1 asks for 10% with a 7.5% daily loss and 15% maximum loss, and phase 2 asks for 5% with a 5% daily loss and 10% maximum loss. Each phase needs 4 trading days and there is no time limit. The funded account uses a 5% daily loss and 10% maximum loss with no minimum trading days.

What are the Ability One rules?Ability One is a single phase asking for 10% with a 3% daily loss and 6% maximum loss, both static. It needs 3 trading days and has no time limit, and the same 3% daily and 6% maximum limits apply on the funded account.

How does the Funded Trader Program work?There is no evaluation phase. Traders start funded and qualify for a payout by reaching a 10% growth milestone, with a 5% daily loss and 10% maximum loss, 5 minimum trading days of which at least 3 must be profitable, and leverage of 1:30 on forex. Profit splits run from 50% to 80% by account size and stage.

How is the daily loss measured?On Ability accounts the daily limit is set at rollover from the higher of balance or equity and does not move during the day, and the maximum loss is measured from the starting balance. On the Funded Trader Program the daily floor trails the highest equity reached that day and resets at midnight MT5 server time.

Can I trade around news events?Yes, but opening, closing or adding to a position within 3 minutes before or after a high impact release or speech on the affected instrument is treated as excessive risk and a hard breach. All FOMC events count as major news events under this rule.

When do payouts happen, and what is the minimum withdrawal?Payouts run every 14 days on Ability routes, and the Funded Trader Program pays once the 10% milestone is reached. The minimum withdrawal is $20 on all programs, and funded splits start at 75% on Ability routes and rise to 85% at 10% profit and 90% after scaling twice.

How far can an account scale?Accounts scale to $2,000,000. Ability routes double at each scaling event when the trader shows 2.5% monthly profitability for 3 consecutive months and makes at least one withdrawal in the review cycle. Funded Trader Program accounts double each time the 10% target is hit.

Reddit corner

Public Reddit threads about this firm — titles and short paraphrased themes, not full posts.

r/PropFirmTester2026-10-04
Audacity Capital is a fraudulent propfirm [scam warning]
Poster alleges an account was closed after passing a $200,000 phase one, over a news-window rule they say they followed. A commenter says they were paid and blames trades closed during news.
r/PropfirmsForum2026-08-03
Is Audacity Capital worth it? Need reviews
Asker wants honest reviews. One reply says the rules are clear but KYC took long, with one payout so far.

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Audacity Capital review: rules, prices and payouts

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