Forex / Firms / AquaFundedAquaFunded also offers Futures →
AquaFunded review: rules, prices and payouts
United Arab Emirates·Founded 2023·★ 2.1 (1,191)Updated October 24, 2026 at 1:51 AM UTC
90% standard split, 100% as add-onStatic 8% maximum loss on 2-Step StandardInstant Flex with no evaluationRewards every 14 days, $100 minimumInstant Flex rewards capped at 5% per cycle
Cheapest start$60$5K · 1 Step
Profit splitUp to 90%Your share of profits
Daily / max lossNone / 12%balance, static max loss
LeverageUp to 1:100Forex pairs, from 1:50 on some plans
First payout14 daysAfter funding
Trust score
Trustpilot2.1
5★61%
4★8%
3★3%
2★1%
1★26%
Our verdict
AquaFunded suits a trader who wants a wide menu of routes, from no-evaluation Instant Flex to a static-loss 2-Step, with a 90% standard split and $100 minimum rewards every 14 days. The 1-Step Standard at $327 for $50,000 and the 2-Step Standard's fixed 8% floor are the clearest value in the range, while Instant Flex is the honest shortcut for a trader who accepts a 5% reward cap per cycle. The trade-offs are real: Instant plans run lower leverage, funded news profits are capped, and funded accounts carry Wave Stop and floating-loss strike rules that can cut the split. A trader who needs a single simple rulebook should pick one plan and ignore the rest of the menu.
What traders likeSupport staff are praised as responsive and helpful, typically resolving questions or account issues quickly.Reviewers say payouts are approved and paid quickly, often within hours of the request.Traders report receiving their payouts as promised, without disputes over rules.Reviewers stress there are no hidden rules or fees; terms are described as transparent.Moving from a passed evaluation to a funded account is described as fast and smooth.
What traders complain aboutReviewers report accounts being breached, banned, blocked or closed, frequently in connection with funded status or payout requests.Reviewers say payout requests were denied or withheld, often over rule violations they dispute.Reviewers report funded or evaluation accounts terminated with little or vague explanation.Reviewers accuse the firm of hidden or unclear rules that surface only after passing or at payout time.Traders find the consistency rule confusing or say it held up or reduced their payouts.Accounts flagged or banned over shared IP addresses, devices or VPN use.Some say accounts were closed over alleged hedging, coordinated/copy trading or chargebacks, which they deny.Unhappy traders describe slow, scripted or unresponsive support, especially when disputing account actions.
True cost to get funded
One-time
$625
Instant Flex · no activationInstant Flex is a one-time fee of $625, so the months slider does not change it.
Get the Instant Flex account →AquaFunded true cost calculator
Summary
AquaFunded, founded in Dubai in 2023, offers Instant, 1-Step, 2-Step and 3-Step CFD accounts from $2,500 to $400,000 on MT5, cTrader, Match Trader and TradeLocker, covering forex, indices, metals, commodities and crypto. Standard splits start at 90%, rising to 100% with a paid add-on, and rewards run every 14 days with a $100 minimum. 1-Step Standard asks for 9% with a 3% daily loss and a 6% trailing maximum loss, while 2-Step Standard asks for 8% then 5% with a 5% daily loss and an 8% static maximum loss. Instant Flex skips evaluation but caps each reward at 5% of the starting balance. News trading is allowed, with funded news profits capped at 0.5% of the starting balance per cycle.
Firm overview
Which trading platforms can you use?MT5, cTrader, Match Trader, TradeLocker
How can a trader pay?Credit/Debit CardCryptoFutures help center has no payment-methods article.
How are payouts sent?Rise · Crypto
CEO—
Clearing broker for prop programCME Group
Where is the firm based?United Arab Emirates
LeadershipLewis Morton (COO)
Founded2023
Years operating3
Instruments and assets
Example symbolsEURUSDGBPUSDUSDJPYAUDUSDUSDCADEURGBPGBPJPYNZDUSDUSDCHFXAUUSDXAGUSDUS30US500US100BTCUSD
Leverage
Forex1:100
Indices1:20
Metals1:20
Energy1:20
Crypto1:2
Commissions
Forex and metals cost $5 per lot, indices and crypto carry no commission, and other commodities cost $5 per lot. Spreads start from 0.0 on the official homepage.
FX $5 per lotExample 1 lot EURUSD costs $5 in commission before spread.
Consistency
EvaluationNo consistency rule applies on the 1-Step Standard, 2-Step Standard, 3-Step and Flex evaluation routes in this file.
Funded accountInstant Flex has no consistency rule on funded accounts but caps each reward at 5% of the starting balance. Instant Standard, Instant Pro and 2-Step Pro carry funded consistency rules, and the 2-Step Pro funded figure is 50% for new purchases from 31 August 2026.
Firm rules
News tradingAllowed in all evaluation programs without restriction. On funded accounts, profits on trades opened or closed within 5 minutes of high-impact news are capped at 0.5% of the starting balance per cycle.
Copy tradingAllowed between personal accounts only, including between AquaFunded accounts and between an AquaFunded account and an external account.
InactivityAccounts are deactivated after 30 days of inactivity and cannot be restored.
Prohibited strategiesAll or nothing practices, Using more than 80% of available margin on a single trade, Switching strategy between evaluation and funded accounts, Excessive risk on a single trade or a series of overlapping trades
Challenges
| Program | Account | Price | Activation | Target | Max loss | Drawdown | Daily loss | True cost (1 mo) ↓ | |
|---|---|---|---|---|---|---|---|---|---|
| Instant Flex | $5K | $119 once | $0 (Free) | — | — | — | None | $119 | Get |
| Instant Flex | $10K | $225 once | $0 (Free) | — | — | — | None | $225 | Get |
| Instant Flex | $25K | $439 once | $0 (Free) | — | — | — | None | $439 | Get |
| Instant Flex | $50K | $625 once | $0 (Free) | — | — | — | None | $625 | Get |
| Instant Flex | $100K | $999 once | $0 (Free) | — | — | — | None | $999 | Get |
| Flex 1-Step | $5K | $60 once | $0 (Free) | $500 | $600 | Static | None | $60 | Get |
| Flex 1-Step | $10K | $100 once | $0 (Free) | $1,000 | $1,200 | Static | None | $100 | Get |
| Flex 1-Step | $25K | $191 once | $0 (Free) | $2,500 | $3,000 | Static | None | $191 | Get |
| Flex 1-Step | $50K | $279 once | $0 (Free) | $5,000 | $6,000 | Static | None | $279 | Get |
| Flex 1-Step | $100K | $447 once | $0 (Free) | $10,000 | $12,000 | Static | None | $447 | Get |
| 1-Step Standard | $5K | $67 once | $0 (Free) | $450 | $300 | Trailing | 3% (higher of balance or equity) | $67 | Get |
| 1-Step Standard | $10K | $113 once | $0 (Free) | $900 | $600 | Trailing | 3% (higher of balance or equity) | $113 | Get |
| 1-Step Standard | $25K | $227 once | $0 (Free) | $2,250 | $1,500 | Trailing | 3% (higher of balance or equity) | $227 | Get |
| 1-Step Standard | $50K | $327 once | $0 (Free) | $4,500 | $3,000 | Trailing | 3% (higher of balance or equity) | $327 | Get |
| 1-Step Standard | $100K | $527 once | $0 (Free) | $9,000 | $6,000 | Trailing | 3% (higher of balance or equity) | $527 | Get |
| 1-Step Standard | $200K | $1,017 once | $0 (Free) | $18,000 | $12,000 | Trailing | 3% (higher of balance or equity) | $1,017 | Get |
| 2-Step Standard | $10K | — | $0 (Free) | $800 | $800 | Static | 5% (higher of balance or equity) | — | Get |
| 2-Step Standard | $25K | — | $0 (Free) | $2,000 | $2,000 | Static | 5% (higher of balance or equity) | — | Get |
| 2-Step Standard | $50K | — | $0 (Free) | $4,000 | $4,000 | Static | 5% (higher of balance or equity) | — | Get |
| 2-Step Standard | $100K | — | $0 (Free) | $8,000 | $8,000 | Static | 5% (higher of balance or equity) | — | Get |
Payouts
Profit split90% to the trader
Minimum payout$100
Restricted countries
Restricted list, including the named regions of Ukraine.
Fully restricted (18):
AlbaniaAlgeriaBelarusCubaIranKenyaMyanmar (Burma)North KoreaRussiaSenegalSouth SudanSudan+6 more
Announcements
September 7, 2026 · Instant Funding Pro upgradeInstant Pro accounts bought during the offer period use a 20% consistency rule, up from 15%, with payouts on demand, a 6% maximum loss and splits up to 100%. Account sizes run from $2,500 to $400,000.
September 7, 2026 · New Instant Funding StandardThe new Instant Standard model starts from $23, with a 3% daily loss, a 5% maximum loss, a 15% consistency rule and a 1% maximum-loss-per-trade strike progression, with payouts on demand.
April 27, 2026 · News trading now allowedNews trading is now allowed across all models, with full details in the official help article on whether news trading is allowed.
FAQ
What does an AquaFunded account cost?Instant Flex costs $119 for $5,000, $225 for $10,000, $439 for $25,000, $625 for $50,000 and $999 for $100,000 at list price. Flex 1-Step costs $60, $100, $191, $279 and $447 for the same sizes, and 1-Step Standard costs $67, $113, $227, $327, $527 and $1,017 from $5,000 to $200,000.
What are the targets and loss limits?1-Step Standard asks for 9% with a 3% daily loss and a 6% trailing maximum loss. 2-Step Standard asks for 8% then 5% with a 5% daily loss and an 8% static maximum loss. Flex 1-Step asks for 10% with a 12% static maximum loss on new purchases from 31 August 2026.
Is there a daily loss limit on Instant Flex?Instant Flex does carry a 1% maximum floating loss limit and a 5% cap on each reward.
What leverage can I use?Step plans offer 1:100 on forex, 1:20 on indices, metals and other commodities, and 1:2 on crypto. Instant plans offer 1:50 on forex and 1:10 on indices, metals and other commodities, with crypto at 1:2.
What commission do I pay?Forex and metals cost $5 per lot, indices and crypto carry no commission, and other commodities cost $5 per lot. Spreads start from 0.0 on the official homepage.
Can I trade news events?Yes, news trading is allowed in all evaluation programs without restriction. On funded accounts, profits on trades opened or closed within 5 minutes of high-impact news are capped at 0.5% of the starting balance per cycle.
Can I copy trade between my own accounts?Yes, copy trading is allowed between personal accounts only, including between AquaFunded accounts and between an AquaFunded account and an external account.
When and how much can I withdraw?Rewards run every 14 days with a $100 minimum. For accounts of $100,000 or larger, the first two reward requests are capped at $10,000 each, after which the cap is removed. Instant Flex rewards are capped at 5% of the starting balance per cycle.
Reddit corner
Public Reddit threads about this firm — titles and short paraphrased themes, not full posts.
- Going to get funded with as many prop firms and give My honest take on them
A multi-firm tester shares running impressions that include AquaFutures.
- "I am reporting AquaFutures on the site below."
A trader says they are filing a formal complaint against AquaFutures over a dispute.
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AquaFunded price history and rule changes
From our weekly snapshots of the firm's own site.
Cheapest $5K plan, list price
No plan changes since we started tracking.