Prop Firm Center

CodesLive codes

Forex · head to head

The5ers vs FXIFY: ten-year track record or fast payouts?

Updated 2026-11-08

Short answer

The5ers has run since 2016, holds a 4.7 Trustpilot rating from about 40,400 reviews, and scales toward $4,000,000, with some programs starting at a 50% split and 14-day payouts. FXIFY offers seven plans from $19, an 80% split, and on-demand first payouts. Longevity versus flexibility.

At a glance	The5ers	FXIFY
Trader rating	4.7 (40,413)	4.3 (6,500)
Cheapest plan	$22 ($2.5K)	$19 ($2.5K)
Plans we track	18	49
Account sizes	$2.5K, $5K, $10K, $20K, $25K, $50K, $60K, $100K, $250K	$1K, $2.5K, $5K, $10K, $15K, $25K, $50K, $75K, $100K, $200K, $400K
Evaluation types	3 Steps, 2 Steps, 1 Step	1 Step, 2 Steps, 3 Steps, Instant
Max loss types	Static	Trailing, Static
Daily loss limit	83% of plans	On every plan
Best standard split	80%	80%
Years operating	10	3
Code right now	None	FUNDED25 (25% off)

Cheapest plan at each size

The lowest list price each firm charges at that account size, with that plan's rules.

Size	Firm	Plan	Price	Target	Max loss	Daily limit	Split
$2.5K	The5ers	High Stakes Classic	$22	8%	10% Static	5%	80%
	FXIFY	Instant Funding Lite	$19	—	4% Trailing	3%	80%
$5K	The5ers	High Stakes Classic	$39	8%	10% Static	5%	80%
	FXIFY	Three Phase	$39	5%	5% Static	5%	80%
$10K	The5ers	High Stakes Classic	$78	8%	10% Static	5%	80%
	FXIFY	Three Phase	$59	5%	5% Static	5%	80%
$25K	The5ers	High Stakes Classic	$195	8%	10% Static	5%	80%
	FXIFY	Three Phase	$149	5%	5% Static	5%	80%
$50K	The5ers	High Stakes Classic	$309	8%	10% Static	5%	80%
	FXIFY	Three Phase	$249	5%	5% Static	5%	80%
$100K	The5ers	Bootcamp	$300	6%	5% Static	None	50%
	FXIFY	Three Phase	$399	5%	5% Static	5%	80%

Pick The5ers if…

You want one of the oldest funded brands, operating since 2016, with a 4.7 rating from about 40,400 reviews
You want static maximum drawdowns on every program and a scaling path toward $4,000,000
You want the Bootcamp route: from $72 total for a $20,000 account

Full The5ers review →

Pick FXIFY if…

You want plan choice: 1-phase, 2-phase, 3-phase, instant and 7-day Lightning routes from $19
You want an on-demand first payout on phased plans, then monthly (14 days with the bi-weekly add-on)
You want your evaluation fee refunded with the first payout and payouts processed within 3 business days via Rise

Full FXIFY review →

How do payouts compare?

FXIFY gives faster access: on phased challenges the first withdrawal is on demand after your first profitable trade, then every 30 days, or every 14 days with the add-on bought at checkout; the minimum withdrawal is $50 and payouts run through Rise within about 3 business days. The5ers pays every 14 days, and two of its programs begin at a 50% split, rising with progression, while FXIFY starts at 80%. The5ers' pitch is patience rewarded by scaling; FXIFY's is speed and an 80% starting split.

Which rules should you read first?

The5ers keeps it simple structurally: static maximum drawdowns on all programs and no trailing mechanics, with about 40 instruments and leverage from 1:10 on some plans. FXIFY offers more choice, so there is more to read: seven plans with different consistency rules, news windows and payout cycles, and EAs need pre-approval on MT5 and are not supported on DXtrade. Simple and focused versus flexible and varied.

What changes once you are funded?

At The5ers, funded life is about the long game: the 14-day cycle stays, splits climb with progression, and the scaling plan grows capital toward $4,000,000 on two programs. At FXIFY, the funded stage keeps whatever plan rules you bought, including its news windows and consistency requirements, and the fee refund lands with the first payout. If you measure success in account size over years, The5ers is built for that; if you measure it in cash flow this month, FXIFY is closer to that shape.

Test both plans in our pass probability calculator.

Frequently asked questions

Why does The5ers start some splits at 50%?

Two The5ers programs begin at a 50% split and raise it as you progress through the funded tiers. It is part of the firm's scaling model; traders who want a higher split immediately should note FXIFY starts at 80%.

Which firm is more established?

The5ers has operated since 2016 and has about 40,400 Trustpilot reviews at 4.7 (Nov 2026). FXIFY was founded in 2023 and holds 4.3 from about 6,500 reviews.

Which is cheaper to start?

FXIFY starts at $19 for its smallest instant plan. The5ers' High Stakes starts at $22 for a $2,500 account, and its Bootcamp is $72 total for $20,000, paid in stages.

Do both refund the evaluation fee?

FXIFY refunds the evaluation fee with the first payout. The5ers' refund terms vary by program, so check the specific plan page before checkout.

Prices are list prices from each firm's own site at our last update. Rankings are never paid. Prop trading can cost you every fee you pay.

Before you buy a challenge

News · 3 min

Fintokei rebuilds StartTrader with soft breach and $400 payout cap

Blog · 3 min

What is a consistency rule in prop trading? Trader question answered

News · 2 min

Earn2Trade retires its Progression Ladder and updates withdrawal rules

Free tools