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Lucid Trading vs Apex Trader Funding: same safety net, different payouts

Updated 2026-10-26

Short answer

Lucid Trading and Apex both sell one-time-fee 50K evaluations with a $3,000 target, a $2,000 drawdown and a possible one-day pass. Lucid pays 90% with no payout-count cap; Apex pays 100% but closes each funded account after 6 payouts. Both keep a $52,100 safety net on a 50K.

At a glanceLucid Trading logo Lucid TradingApex Trader Funding logo Apex Trader Funding
Trader rating4.5 (7,778)4.2 (21,420)
Cheapest plan$65 ($25K)$167/mo ($25K)
Plans we track2034
Account sizes$25K, $50K, $100K, $150K$25K, $50K, $100K, $150K, $250K, $300K
Evaluation typesInstant, 1 Step1 Step
Max loss typesEOD Trailing, Intraday TrailingEOD Trailing, Intraday Trailing
Daily loss limit15% of plans24% of plans
Best standard split90%100%
Years operating15
Code right nowNoneNone

Cheapest plan at each size

The lowest list price each firm charges at that account size, with that plan's rules.

SizeFirmPlanPriceTargetMax lossDaily limitSplit
$25KLucid TradingLucid Trading - LucidFlex 1-Step - 25K$655%4% EOD TrailingNone90%
Apex Trader FundingApex Trader Funding - Rithmic - Legacy - 1-Step - 25K$167/mo6%6% Intraday TrailingNone100%
$50KLucid TradingLucid Trading - LucidDaily Intraday DLL - 1-Step 50K$946%4% Intraday TrailingNone90%
Apex Trader FundingApex Trader Funding - Rithmic - Legacy - 1-Step - 50K$197/mo6%5% Intraday TrailingNone100%
$100KLucid TradingLucid Trading - LucidDaily Intraday DLL - 1-Step 100K$1586%3% Intraday TrailingNone90%
Apex Trader FundingApex Trader Funding - Rithmic - Legacy - 1-Step - 100K$297/mo6%3% Intraday TrailingNone100%
$150KLucid TradingLucid Trading - LucidDaily Intraday DLL - 1-Step 150K$2296%3% Intraday TrailingNone90%
Apex Trader FundingApex Trader Funding - Rithmic - Legacy - 1-Step - 150K$497/mo6%3.3% Intraday TrailingNone100%

Pick Lucid Trading if…

  • You want no payout-count cap: one Lucid Pro account can keep paying out cycle after cycle, with a $2,500 per-request ceiling (50K) after the first payout
  • You want resets: a failed Lucid Pro 50K evaluation resets for $120
  • You want a one-time $172 evaluation with an end-of-day drawdown and an optional $1,200 daily loss limit
  • You want no funded scaling plan: the full 4-mini or 40-micro size from day one (50K)
Full Lucid Trading review →

Pick Apex Trader Funding if…

  • You want 100% of every approved payout on the new Performance Accounts
  • You want a choice between 2 drawdown models: end-of-day or real-time intraday trailing
  • You want no evaluation consistency rule, no minimum days and a 1-day pass
  • You want larger per-request caps as the account matures: up to $3,000 per payout on a 50K
Full Apex Trader Funding review →

How do payouts compare?

Lucid Pro pays 90% (accounts purchased or reset before November 28, 2025 keep 100% of the first $10,000). Each payout cycle on a 50K requires at least $500 of new profit, a 40% best-day consistency check and a balance above the buffer, which equals the $2,000 max loss limit plus $100 ($52,100). The minimum request is $500, so the smallest payout needs a $52,600 balance; per-request maximums are $2,000 on the first payout and $2,500 after that on a 50K. Lucid advertises disbursement within 2 business days and sets no payout-count cap.

Apex's new Performance Accounts pay 100% of approved requests. Eligibility takes 5 qualifying days of at least $250 each on the 50K EOD account ($200 on Intraday), a $500 minimum, a 50% consistency check and the same $52,100 safety net. The structural catch: 6 payouts maximum per account, capped at $1,500 to $3,000 per request on a 50K depending on product and payout number, then the account closes.

Which rules catch traders out?

On Lucid Pro, the 40% consistency rule and the $500 minimum profit goal (50K) reset after every approved payout, so each cycle starts fresh. If you trade before your payout is processed and the balance drops into the buffer, the request can be denied. The funded daily loss limit is optional: a fixed $1,200 on the 50K, which converts to LucidScale - 60% of your highest end-of-day profit - once the balance closes above the trail balance ($52,100 on a 50K).

Apex's Intraday evaluation trails your peak balance in real time, including unrealized gains, its EOD evaluation adds a fixed $1,000 daily loss limit (50K), and both new funded types enforce a tier-based daily loss limit intraday. New Apex products offer no resets: fail, and you buy a new evaluation. The 6-payout lifetime cap ends every funded account by design.

How do the funded accounts differ?

Lucid's funded account is simulated with no scaling plan, so you get full contract size immediately: 4 minis or 40 micros on a 50K. There is no cap on the number or lifetime total of payouts (the $2,000 first-payout and $2,500 later per-request maximums still apply), and Lucid says funded traders can potentially be moved to live markets.

Apex's Performance Account keeps the evaluation's size and drawdown model, adds tier-based contract scaling and an intraday-enforced daily loss limit, and keeps the safety net for the account's life. After the sixth payout, the account closes.

Test both plans in our pass probability calculator.

Frequently asked questions

Which pays more per withdrawal?

Apex pays 100% of approved requests but caps each 50K request at $1,500 to $3,000 depending on product and payout number, and closes the account after 6 payouts. Lucid pays 90% with a $2,000 first-payout cap on the 50K, then $2,500, and no payout-count cap.

What balance do I need for the smallest payout?

Both firms use a $52,100 floor on a 50K: Apex's safety net and Lucid's buffer both equal the $2,000 drawdown plus $100. With a $500 minimum request at both firms, the smallest withdrawal needs a $52,600 balance.

Can I reset a failed evaluation?

At Lucid, yes: a Lucid Pro 50K reset costs $120. Apex's new products have no reset option; a failed evaluation means buying a new one.

Which evaluation passes faster?

Both allow a one-day pass, with a $3,000 target and $2,000 drawdown at 50K. Lucid Pro offers an optional $1,200 daily loss limit; Apex's EOD evaluation carries a fixed $1,000 daily loss limit, and its Intraday evaluation has none.

Prices are list prices from each firm's own site at our last update. Rankings are never paid. Prop trading can cost you every fee you pay.