Forex · head to head
Updated 2026-10-26
Short answer
FXIFY suits traders who want on-demand payouts and a choice of RAW commission or All-In pricing. FundedNext suits traders who want a 5-business-day payout cycle on 1-Step and a 2-Step fee refund. FXIFY starts at 80% with a $50 minimum; FundedNext starts at 80% with a $20 minimum for USDT, and its news rule counts only 40% of window profit.
| At a glance |  FXIFY |  FundedNext |
|---|---|---|
| Trader rating | 4.3 (6,500) | 4.5 (82,183) |
| Cheapest plan | $19 ($2.5K) | $32.99 ($5K) |
| Plans we track | 49 | 22 |
| Account sizes | $1K, $2.5K, $5K, $10K, $15K, $25K, $50K, $75K, $100K, $200K, $400K | $2K, $5K, $6K, $10K, $15K, $20K, $25K, $50K, $100K, $200K |
| Evaluation types | 1 Step, 2 Steps, 3 Steps, Instant | 2 Steps, 1 Step, Instant |
| Max loss types | Trailing, Static | Static, Trailing |
| Daily loss limit | On every plan | 82% of plans |
| Best standard split | 80% | 80% |
| Years operating | 3 | 4 |
| Code right now | FUNDED40 (40% off) | START6K (39% off) |
The lowest list price each firm charges at that account size, with that plan's rules.
| Size | Firm | Plan | Price | Target | Max loss | Daily limit | Split |
|---|---|---|---|---|---|---|---|
| $5K | FXIFY | Three Phase | $39 | 5% | 5% Static | 5% | 80% |
| FundedNext | Stellar Lite | $32.99 | 8% | 8% Static | 4% | 80% | |
| $10K | FXIFY | Three Phase | $59 | 5% | 5% Static | 5% | 80% |
| FundedNext | Stellar Lite | $59.99 | 8% | 8% Static | 4% | 80% | |
| $15K | FXIFY | Three Phase | $79 | 5% | 5% Static | 5% | 80% |
| FundedNext | Stellar 2-Step | $119.99 | 8% | 10% Static | 5% | 80% | |
| $25K | FXIFY | Three Phase | $149 | 5% | 5% Static | 5% | 80% |
| FundedNext | Stellar Lite | $139.99 | 8% | 8% Static | 4% | 80% | |
| $50K | FXIFY | Three Phase | $249 | 5% | 5% Static | 5% | 80% |
| FundedNext | Stellar Lite | $229.99 | 8% | 8% Static | 4% | 80% | |
| $100K | FXIFY | Three Phase | $399 | 5% | 5% Static | 5% | 80% |
| FundedNext | Stellar Lite | $399.99 | 8% | 8% Static | 4% | 80% |
FXIFY pays on demand for the first payout on evaluation plans, then monthly, or bi-weekly with a paid add-on, with a $50 minimum, paid through Rise only. FundedNext pays 1-Step every 5 business days and 2-Step first at 21 days, then every 14 days, with a $20 minimum for USDT. FXIFY refunds evaluation fees with the first payout, except Instant and Lightning. FundedNext refunds the 2-Step fee with the first reward and the 1-Step fee with the third.
FXIFY places no news restriction on evaluation plans but restricts Instant and Lightning trading within 5 minutes of high-impact news, where window profit does not count. FundedNext counts funded news-window profit at 40% inside 5 minutes, with losses in full. FXIFY allows EAs on MT5 only after support pre-approval and bans them on Instant and Lightning; FundedNext allows EAs only on MetaTrader 4 and 5, below $50,000, as an add-on.
FXIFY's Two Phase Classic pays 100% on the monthly payout option, and a 90% split is a paid add-on elsewhere. FundedNext reaches 90% after scale-up and 95% with a paid add-on. FXIFY does not open United States accounts; FundedNext accepts United States clients on CFD accounts with Match Trader only for new purchases. Prop trading can cost you every fee you pay.
Test both plans in our pass probability calculator.
FXIFY pays on demand for the first payout on evaluation plans, then monthly. FundedNext pays 1-Step every 5 business days and 2-Step first at 21 days.
FXIFY allows EAs on MT5 only, after support pre-approval, and bans them on Instant and Lightning. FundedNext allows EAs only on MetaTrader 4 and 5, below $50,000, as an add-on.
FXIFY does not open United States accounts. FundedNext accepts United States clients on CFD accounts, with Match Trader as the only platform for new purchases.
Prices are list prices from each firm's own site at our last update. Rankings are never paid. Prop trading can cost you every fee you pay.