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Earn2Trade vs Topstep: two subscriptions, very different splits

Updated 2026-10-26

Short answer

Both firms charge monthly for a 50K evaluation: $190 at Earn2Trade versus $49 at Topstep on the Standard path. Topstep answers with a 90% funded split and a $125 minimum payout. Earn2Trade answers with no funded consistency rule, no buffer requirement and withdrawals processed every Wednesday.

At a glance	Earn2Trade	Topstep
Trader rating	4.5 (5,039)	3.7 (14,989)
Cheapest plan	$150/mo ($25K)	$49/mo ($50K)
Plans we track	7	10
Account sizes	$25K, $50K, $100K, $150K, $200K	$1.5K, $25K, $50K, $100K, $150K, $250K
Evaluation types	1 Step	1 Step
Max loss types	Trailing	Static, EOD Trailing
Daily loss limit	On every plan	90% of plans
Best standard split	80%	90%
Years operating	10	14
Code right now	BOTH50 (50% off)	None

Cheapest plan at each size

The lowest list price each firm charges at that account size, with that plan's rules.

Size	Firm	Plan	Price	Target	Max loss	Daily limit	Split
$25K	Earn2Trade	Earn2Trade - Trader Career Path 25K - 1-Step - 25K	$150/mo	7%	6% Trailing	$550	80%
	Topstep	Topstep - Static Trading Combine - 1-Step 25K	$75	8%	4% Static	$500	90%
$50K	Earn2Trade	Earn2Trade - The Gauntlet Mini 50K - 1-Step - 50K	$170/mo	6%	4% Trailing	$1,100	80%
	Topstep	Topstep - Standard - 1-Step 50K	$49/mo	6%	4% EOD Trailing	$1,000	90%
$100K	Earn2Trade	Earn2Trade - The Gauntlet Mini 100K - 1-Step - 100K	$315/mo	6%	3.5% Trailing	$2,200	80%
	Topstep	Topstep - Standard - 1-Step 100K	$99/mo	6%	3% EOD Trailing	$2,000	90%
$150K	Earn2Trade	Earn2Trade - The Gauntlet Mini 150K - 1-Step - 150K	$375/mo	6%	3% Trailing	$3,300	80%
	Topstep	Topstep - Standard - 1-Step 150K	$199/mo	6%	3% EOD Trailing	$3,000	90%

Pick Earn2Trade if…

You want no funded consistency rule: withdraw regardless of how profits spread across up to 3 funded accounts
You want no buffer requirement on the funded account, apart from the $100 minimum net withdrawal
You want a structured path: LiveSim withdrawals totalling $3,000 on the 50K move you to a Live account automatically
You want free resets when your subscription rebills ($100 otherwise)

Full Earn2Trade review →

Pick Topstep if…

You want the cheaper subscription: $49/month for the 50K Combine on the Standard path versus $190 at Earn2Trade
You want a higher funded split: Topstep pays 90% on the Express Funded Account
You want small early cash-outs: Topstep's minimum payout is $125
You want an uncapped ceiling: the Live Funded Account has no payout caps and unlocks daily access to 100% of profits after 30 winning days

Full Topstep review →

How do payouts compare?

Earn2Trade's funded split depends on the size of each single withdrawal: on the TCP 50, a withdrawal under $2,250 pays 50%, while $2,250 or more pays 80%. LiveSim withdrawals total at most $3,000 on the 50K before the account moves to Live automatically. Withdrawals are processed weekly on Wednesdays, requests must be emailed by 2:00 PM CT the preceding Friday, the minimum net withdrawal is $100, non-US customers pay a $50 fee per withdrawal, and the activation fee is deducted from the first withdrawal.

Topstep's Express Funded Account (XFA) pays a flat 90% with a $125 minimum. The Standard path needs 5 winning days of $150 or more and caps requests at 50% of the balance ($2,000 on a 50K). Live Funded payouts are uncapped.

Which rules catch traders out?

Earn2Trade's TCP 50 evaluation applies a 30% consistency rule, a $1,100 daily loss limit, a progression ladder up to 6 contracts, and a 15:50 CT close; news trading is allowed and there are no minimum days. Once funded, the daily loss limit and progression ladder still apply, all positions must be flat between 3:50 PM and 5:00 PM CT with no overnight holding, and you can hold at most 3 funded accounts, of which only 1 can be Live.

At Topstep, the 55% best-day rule raises your profit target if one day does too much of the work. In the funded account, the trailing Maximum Loss Limit locks at $0 once the balance reaches $2,000 of profit (50K) or after your first payout, whichever comes first, so the account closes if the balance ever returns to $0.

How do the funded accounts differ?

Earn2Trade's funded accounts are run by a partner prop firm: LiveSim accounts use an end-of-day drawdown, Live accounts use a trailing drawdown. There is no subscription fee once funded (except live data costs on the Live account), no minimum trading days to withdraw, no consistency rule and no buffer requirement.

Topstep's XFA is simulated, starts at $0, applies a scaling plan, and keeps the end-of-day trailing loss limit from the Combine. The Live Funded Account is a separate stage with a mandatory daily loss limit and uncapped payouts; Topstep's risk team decides call-ups at its discretion.

Test both plans in our pass probability calculator.

Frequently asked questions

Which is cheaper for a 50K account?

Topstep's 50K Combine is $49/month on the Standard path plus a $149 activation fee if you pass ($198 within the first billing month), or $95/month on the No Activation Fee path. Earn2Trade's TCP 50 is $190/month at list, with an activation fee deducted from your first withdrawal.

Which funded split is better?

Topstep pays a flat 90% on the Express Funded Account. Earn2Trade's split depends on the single withdrawal size: TCP 50 withdrawals under $2,250 pay 50%, and $2,250 or more pays 80%.

How fast can I withdraw once funded?

Earn2Trade processes withdrawals weekly on Wednesdays; requests are due by 2:00 PM CT the preceding Friday, with no minimum trading days. Topstep's Standard path needs 5 winning days of $150 or more before the first request.

What consistency rules apply?

Earn2Trade applies 30% in the evaluation and none once funded. Topstep uses a 55% best-day rule in the Combine; the funded Standard path has no consistency rule, while the Consistency path uses 40%.

Prices are list prices from each firm's own site at our last update. Rankings are never paid. Prop trading can cost you every fee you pay.